Is Champaign cheaper than Nashville?

Yes. Typical rent in Champaign is $1,056 a month versus $1,730 in Nashville — 39% cheaper. Median household income is $58,273 in Champaign compared with $71,328 in Nashville, so Nashville has the stronger local pay picture.

Which city is safer, Champaign or Nashville?

Champaign is safer on this comparison. Its crime index is 86 versus 140 in Nashville — 39% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.

Which city has better schools, Champaign or Nashville?

School composites are close: A- in Champaign and A- in Nashville. Tour specific campuses rather than picking a city on the letter grade alone.

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City comparison

Champaign, IL vs Nashville, TN

Champaign, IL versus Nashville, TN is a real move, not a trivia matchup. This comparison uses the same 2026 neighborhood report data we publish on each city page — typical rent, median household income, crime indexes, school composites, and typical weather — so you can see which city actually fits how you live, work, and spend. Typical rents sit near $1,056 a month in Champaign and $1,730 in Nashville, and median household income lands at $58,273 versus $71,328. Open either city's full report when you want the block-level detail behind these headlines.

Champaign takes affordability, safety, and weather, while Nashville takes job market. The widest gap is rent, where Champaign leads by 39% — the kind of spread you feel in a monthly budget or a nightly walk, not just on a chart. Read the category rows as a filter: if cheaper housing would change your life more than a stronger job market, weight rent first. If you are moving with kids, weight schools and crime. If you picked a city after one good weekend, use the weather and income rows to test whether that weekend survives a full year.

Numbers below are citywide, not a guarantee about the street you will actually live on. Two ZIP codes in Champaign can feel further apart than Champaign and Nashville do on paper. Use this page to pick a city, then use the Champaign and Nashville reports to pick a neighborhood — and visit in the season you like least before you sign anything.

Full Champaign report Full Nashville report

Champaign, IL

Rent: $1,056/mo
Median income: $58,273
Crime index: 86
Schools: A-
Weather: 68°F

Nashville, TN

Rent: $1,730/mo
Median income: $71,328
Crime index: 140
Schools: A-
Weather: 79°F

Rent

39% cheaper

Champaign rent is 39% cheaper than Nashville

Champaign

Winner

$1,056/mo

Nashville

$1,730/mo

What this means for your life

Typical rent runs $1,056 a month in Champaign versus $1,730 in Nashville, so Champaign is 39% cheaper. That's roughly $674/month back in your pocket — $8,088/year. Over five years that's $40,440 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Nashville, the extra rent can be rational. If you do not, Champaign is the easier city to land in without blowing up your budget.

Median income

22% higher

Nashville's median income is 22% higher than Champaign

Champaign

$58,273

Nashville

Winner

$71,328

What this means for your life

Median household income is $71,328 in Nashville versus $58,273 in Champaign, so typical pay runs 22% higher in Nashville — about $13,055 more household income a year. Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Nashville is the stronger labor market on paper. Champaign can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

39% lower crime

Champaign's crime index is 39% lower than Nashville

Champaign

Winner

86 (100 = avg)

Nashville

140 (100 = avg)

What this means for your life

Champaign's crime index is 86 versus 140 in Nashville (100 = national average), so citywide crime runs 39% lower in Champaign. That gap is meaningful day-to-day — it affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Champaign is the easier city. Nashville can still work if you pick the right pocket — just budget more diligence before you sign a lease.

School scores

Neck and neck

Champaign and Nashville are about even on school scores.

Champaign

A- · 84/100

Nashville

A- · 84/100

What this means for your life

School composites are effectively even (A- in Champaign, A- in Nashville). For families with kids this is a warning if you assumed one city was obviously better — at this range the campus, not the city name, decides it. Tour the zoned elementary you would actually use.

Typical weather

22% more comfortable

Champaign weather is 22% more comfortable than Nashville

Champaign

Winner

68°F typical

Nashville

79°F typical

What this means for your life

Champaign scores 22% more comfortable on this page's weather index, which rewards temperatures closer to a livable outdoor day. Typical temperatures sit around 68°F in Champaign and 79°F in Nashville. Champaign reads as mild, livable temperatures; Nashville reads as warm weather most of the year. Climate affects quality of life more than most people anticipate when planning a move. Consider how much time you spend outdoors and whether extreme heat or cold impacts your mood or productivity. Champaign is the better default if you want year-round outdoor access. Nashville can still be right if you love that climate on purpose — beach heat, dry heat, or a real winter — but you cannot return a city's weather.

Fit check

Who should choose Champaign

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Champaign is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 39% cheaper here at about $1,056 a month. Choose Champaign if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick Champaign if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (68°F) beat Nashville on this page's weather index by 22%. Nashville may pay more or cost less, but Champaign is the city where the forecast fights you less.

Champaign is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 39% lower than Nashville (86 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the Champaign report →

Fit check

Who should choose Nashville

Career-focused movers who want salary upside and professional growth

Nashville is the better city for career-focused movers who want salary upside and professional growth. Median household income is 22% higher here ($71,328). Start with Nashville if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Open the Nashville report →

Bottom line

Champaign vs Nashville, called

If cost of living is your priority, Champaign is the clear choice.

If the job market matters more to you, Nashville pulls ahead.

For most movers comparing these two cities, Champaign offers the better overall package.

Common questions

Champaign vs Nashville FAQ

Is Champaign cheaper than Nashville?: Yes. Typical rent in Champaign is $1,056 a month versus $1,730 in Nashville — 39% cheaper. Median household income is $58,273 in Champaign compared with $71,328 in Nashville, so Nashville has the stronger local pay picture.
Which city is safer, Champaign or Nashville?: Champaign is safer on this comparison. Its crime index is 86 versus 140 in Nashville — 39% lower (100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Champaign or Nashville?: School composites are close: A- in Champaign and A- in Nashville. Tour specific campuses rather than picking a city on the letter grade alone.

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