Champaign, IL

Champaign IL scores 56/100 on safety (below average). Crime is about 14% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 114 (100 = avg); violent crime index 123; property crime index 105. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Champaign. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Champaign is about $1,123/month (affordable). At $1,123/month for a typical unit, you need about $40,428+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $210,900.

Median household income is $56,118, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($56,118) clears the $40,428 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 61°F (highs near 72°F, lows near 51°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who tends to thrive in Champaign: (1) Renters who want $1,123/month housing without coastal prices (comfort income is about $40,428) (2) Households earning $40,428+ who can clear the 3× rent rule at $1,123/month (3) Movers with a locked job offer in Champaign who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Households expecting top marks on rent and safety at once (Champaign does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $40,428 household income for $1,123/month rent. Under that, pick a cheaper ZIP or a different city.

Champaign scores 56/100 on safety with $1,123/month typical rent. Run the numbers against your income before committing.