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Wichita Falls, TX

Report status

US location · verified

Neighborhood intelligence

Your Wichita Falls relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Wichita Falls.

Median rent

$1,022/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,145/mo

Median household income

$60,177

ACS 2024 5-year

Median home value

$156,800

ACS 2024 5-year

Safety score

54/100

FBI CDE

Weather

Typical range

Open-Meteo

Buying in Wichita Falls? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

54/100

FBI CDE

Worth extra due diligence — 23% above average FBI data, 2023–2024

Average

Noise Level

48 dB — Moderate

Open-Meteo

Peak traffic: Moderate · Nighttime baseline 38 dB

Moderate — Suburban

Environmental / Air Quality

AQI 88 — Moderate

Open-Meteo

Higher dust and allergen load in dry months — check local air alerts

Caution / Elevated Hazard Index

Neighborhood guide

Living in Wichita Falls TX

Wichita Falls is one of the more affordable options in its region at $1,022/month typical rent. Safety scores 54/100.

Wichita Falls has about 102,581 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Wichita Falls TX Safe?

Wichita Falls TX scores 54/100 on safety (well below average). Crime is about 23% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 123 (100 = avg); violent crime index 113; property crime index 132. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Wichita Falls TX

School quality varies by neighborhood in Wichita Falls. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Wichita Falls TX

Typical rent in Wichita Falls is about $1,022/month (affordable). At $1,022/month for a typical unit, you need about $36,792+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $156,800.

Median household income is $60,177, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($60,177) clears the $36,792 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Wichita Falls TX

Temperature data is thin in this report. Pull a 12-month normals chart for Wichita Falls and price summer AC or winter heat before you sign.

Who Should Move to Wichita Falls TX?

Who tends to thrive in Wichita Falls: (1) Renters who want $1,022/month housing without coastal prices (comfort income is about $36,792) (2) Households earning $36,792+ who can clear the 3× rent rule at $1,022/month (3) Movers with a locked job offer in Wichita Falls who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 54/100) (2) Households expecting top marks on rent and safety at once (Wichita Falls does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $36,792 household income for $1,022/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Wichita Falls scores 54/100 on safety with $1,022/month typical rent. Run the numbers against your income before committing.

Quick checklist before you sign in Wichita Falls, TX: confirm your income clears ~$36,792 for $1,022/month rent; check the safety score (54/100) against your risk tolerance; verify school ratings for your target ZIP on GreatSchools.org; and price summer/winter utilities for this climate.

Next steps

Tools for your move

Quotes and listings for Wichita Falls when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Wichita Falls.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,133

Mortgage + tax + insurance + HOA

Annual property tax

$2,274

Annual est. $5,580

Est. monthly utilities

$349

Climate-adjusted electric, gas & water

Median home price

$156,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$141k
2022
$145k
2023
$149k
2024
$153k
2025
$157k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$111/mo vs buying
$1,022ACS 2024 5-year
Rent
$1,133
Buy

Mortgage

$793

Property tax

$189

Insurance

$56

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,081/yr

2024

1.37%

$2,143/yr

2025

1.41%

$2,208/yr

2026

1.45%

$2,274/yr

Buying in Wichita Falls? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

X

moderate exposure

Wildfire hazard index

92 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$672/yr

moderate exposure
Wind hazard index88 (100 = avg)
Tornado index115
Earthquake index42
Insurance trendFlood zone: X

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $672.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Wichita Falls to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo