Is Miami safer than Richmond?
Yes. Miami's crime index is 140 versus 169 in Richmond, and its violent crime index is 121 versus 122, using 2024-2025 FBI data.
Richmond is cheaper. Median rent is $1,372 a month versus $1,758 in Miami.
The cost gap between Miami and Richmond is the real story here. Richmond comes in 22% cheaper on typical rent ($1,758 vs $1,372), which over a year adds up to $4,632. Median household income runs $62,462 in Miami and $64,587 in Richmond.
Neither city has a clear overall edge here. Richmond is the easier city on typical rent, but Miami can still be the better daily fit depending on schools, safety, and climate. Both are defensible choices for different reasons.
The rent gap is real but neighborhoods matter. Richmond at $1,372 average has pockets that run $1,172 and others at $1,772: your actual number depends on which part of the city you land in.