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Jacksonville, FL

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US location · verified

Neighborhood intelligence

Your Jacksonville relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Jacksonville.

Median rent

$1,465/mo

ACS 2024 5-year

Median household income

$69,872

ACS 2024 5-year

Median home value

$293,700

ACS 2024 5-year

Safety score

48/100

FBI CDE

Weather

79°F (H 86° / L 72°)

Open-Meteo

Buying in Jacksonville? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

48/100

FBI CDE

Worth extra due diligence — 47% above average FBI data, 2023–2024

Average

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 79°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 72 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Jacksonville to other cities

See how Jacksonville stacks up on rent, safety, and weather.

Neighborhood guide

Living in Jacksonville FL

Jacksonville is one of the more affordable options in its region at $1,465/month typical rent. Safety scores 48/100.

Jacksonville has about 977,670 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Jacksonville FL Safe?

Jacksonville FL scores 48/100 on safety (well below average). Crime is about 47% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 147 (100 = avg); violent crime index 161; property crime index 133. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Jacksonville FL

School quality varies by neighborhood in Jacksonville. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Jacksonville FL

Typical rent in Jacksonville is about $1,465/month (moderate). At $1,465/month for a typical unit, you need about $52,740+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $293,700.

Median household income is $69,872, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($69,872) clears the $52,740 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Jacksonville FL

Average temperature is about 79°F (highs near 86°F, lows near 72°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Jacksonville FL?

Who tends to thrive in Jacksonville: (1) Households earning $52,740+ who can clear the 3× rent rule at $1,465/month (2) Movers with a locked job offer in Jacksonville who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 48/100) (2) Households expecting top marks on rent and safety at once (Jacksonville does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $52,740 household income for $1,465/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Jacksonville scores 48/100 on safety with $1,465/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Jacksonville when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Jacksonville.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,040

Mortgage + tax + insurance + HOA

Annual property tax

$4,259

Annual est. $5,580

Est. monthly utilities

$480

Climate-adjusted electric, gas & water

Median home price

$293,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$264k
2022
$271k
2023
$279k
2024
$286k
2025
$294k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$575/mo vs buying
$1,465ACS 2024 5-year
Rent
$2,040
Buy

Mortgage

$1,485

Property tax

$355

Insurance

$105

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,898/yr

2024

1.37%

$4,015/yr

2025

1.41%

$4,135/yr

2026

1.45%

$4,259/yr

Buying in Jacksonville? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

28 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,259/yr

moderate exposure
Wind hazard index72 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 79°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,259.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Jacksonville to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo