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Oklahoma City, OK

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Neighborhood intelligence

Your Oklahoma City relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Oklahoma City.

Median rent

$1,130/mo

ACS 2024 5-year

Median household income

$68,656

ACS 2024 5-year

Median home value

$231,300

ACS 2024 5-year

Safety score

45/100

FBI CDE

Weather

72°F (H 82° / L 63°)

Open-Meteo

Buying in Oklahoma City? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

45/100

FBI CDE

Worth extra due diligence — 64% above average FBI data, 2023–2024

Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 81 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Oklahoma City to other cities

See how Oklahoma City stacks up on rent, safety, and weather.

Neighborhood guide

Living in Oklahoma City OK

Oklahoma City is one of the more affordable options in its region at $1,130/month typical rent. Safety scores 45/100.

Oklahoma City has about 697,125 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Oklahoma City OK Safe?

Oklahoma City OK scores 45/100 on safety (well below average). Crime is about 64% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 164 (100 = avg); violent crime index 176; property crime index 151. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Oklahoma City OK

School quality varies by neighborhood in Oklahoma City. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Oklahoma City OK

Typical rent in Oklahoma City is about $1,130/month (affordable). At $1,130/month for a typical unit, you need about $40,680+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $231,300.

Median household income is $68,656, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($68,656) clears the $40,680 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Oklahoma City OK

Average temperature is about 72°F (highs near 82°F, lows near 63°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Oklahoma City OK?

Who tends to thrive in Oklahoma City: (1) Renters who want $1,130/month housing without coastal prices (comfort income is about $40,680) (2) Households earning $40,680+ who can clear the 3× rent rule at $1,130/month (3) Movers with a locked job offer in Oklahoma City who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 45/100) (2) Households expecting top marks on rent and safety at once (Oklahoma City does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $40,680 household income for $1,130/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Oklahoma City scores 45/100 on safety with $1,130/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Oklahoma City when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Oklahoma City.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,627

Mortgage + tax + insurance + HOA

Annual property tax

$3,354

Annual est. $5,580

Est. monthly utilities

$385

Climate-adjusted electric, gas & water

Median home price

$231,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$208k
2022
$214k
2023
$219k
2024
$225k
2025
$231k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$497/mo vs buying
$1,130ACS 2024 5-year
Rent
$1,627
Buy

Mortgage

$1,170

Property tax

$279

Insurance

$83

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,069/yr

2024

1.37%

$3,161/yr

2025

1.41%

$3,256/yr

2026

1.45%

$3,354/yr

Buying in Oklahoma City? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

32 (100 = avg)

low exposure

Est. annual homeowners insurance

$991/yr

moderate exposure
Wind hazard index81 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $991.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Oklahoma City to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo