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New York, NY vs St Louis, MO

Is New York safer than St Louis?

Yes. New York's crime index is 169 versus 352 in St Louis, and its violent crime index is 195 versus 376, using 2024-2025 FBI data.

St Louis is cheaper. Median rent is $997 a month versus $1,821 in New York.

Safety is where New York and St Louis split most clearly. New York scores 183 points better on the crime index, a gap that shows up in evening walks, parking situations, and insurance rates. Rent runs $1,821 in New York and $997 in St Louis.

Neither city has a clear overall edge here. St Louis costs less and New York pays more: the right call depends on whether you are optimizing for take-home pay or monthly burn rate. Both are defensible choices for different reasons.

The rent gap is real but neighborhoods matter. St Louis at $997 average has pockets that run $797 and others at $1,397: your actual number depends on which part of the city you land in.

The move

Moving from New York to St Louis

New York and St Louis are 872 miles apart in a straight line.

Median rent goes from $1,821 a month in New York to $997 a month in St Louis, down $824 a month (45%).

Median household income goes from $80,483 in New York to $56,160 in St Louis, down $24,323 (30%).

The crime index goes from 169 in New York to 352 in St Louis, up 183 points (108%).

The move

Moving from St Louis to New York

St Louis and New York are 872 miles apart in a straight line.

Median rent goes from $997 a month in St Louis to $1,821 a month in New York, up $824 a month (83%).

Median household income goes from $56,160 in St Louis to $80,483 in New York, up $24,323 (43%).

The crime index goes from 352 in St Louis to 169 in New York, down 183 points (52%).

New York, NY

Rent
$1,821/mo
HUD 2-bedroom FMR
$2,971/mo
Median income
80,483
Crime index
169
Weather
52°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

St Louis, MO

Rent
$997/mo
HUD 2-bedroom FMR
$1,349/mo
Median income
56,160
Crime index
352
Weather
58°F

School quality varies by neighborhood. Check GreatSchools.org for current ratings.

Comparing New York and St Louis? Check mortgage rates before you decide where to buy.

Rent

45% cheaper

St Louis rent is 45% cheaper than New York

New York

$1,821/mo

St Louis

Winner

$997/mo

What this means for your life

Typical rent runs $997 a month in St Louis versus $1,821 in New York, so St Louis is 45% cheaper. That's roughly $824/month back in your pocket ($9,888/year). Over five years that's $49,440 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in New York, the extra rent can be rational. If you do not, St Louis is the easier city to land in without blowing up your budget.

Planning to buy in St Louis? Check mortgage rates before you decide.

Median income

43% higher

New York's median income is 43% higher than St Louis

New York

Winner

$80,483

St Louis

$56,160

What this means for your life

Median household income is $80,483 in New York versus $56,160 in St Louis, so typical pay runs 43% higher in New York (about $24,323 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, New York is the stronger labor market on paper. St Louis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

52% lower crime

New York's crime index is 52% lower than St Louis

New York

Winner

169 (100 = avg)

St Louis

352 (100 = avg)

What this means for your life

New York's crime index is 169 versus 352 in St Louis (100 = national average), so citywide crime runs 52% lower in New York. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, New York is the easier city. St Louis can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

Typical weather

25% more comfortable

St Louis weather is 25% more comfortable than New York

New York

52°F avg · 58°F highs · comfort 64/100

St Louis

Winner

58°F avg · 67°F highs · comfort 80/100

What this means for your life

New York averages about 52°F (58°F highs); St Louis averages about 58°F (67°F highs). New York averages around 52°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. St Louis averages around 58°F, so jackets, heating bills, and shorter outdoor seasons are part of daily life. St Louis scores 25% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose New York if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.

Fit check

Who should choose New York

Career-focused movers who want salary upside and professional growth

New York is the better city for career-focused movers who want salary upside and professional growth. Median household income is 43% higher here ($80,483). Start with New York if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

New York is the better fit for families with young children and retirees who prioritize peace of mind over urban energy. The crime index is 52% lower than St Louis (169 vs a 100 national average). That gap shows up in how freely you walk at night and how much attention you spend on the car and the deadbolt.

Open the New York report →

Fit check

Who should choose St Louis

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

St Louis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 45% cheaper here at about $997 a month. Choose St Louis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick St Louis if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (58°F) beat New York on this page's weather index by 25%. New York may pay more or cost less, but St Louis is the city where the forecast fights you less.

Open the St Louis report →

Bottom line

New York vs St Louis: Our Take

Housing separates these metros first: $997/month in St Louis versus $1,821 in New York. Median income reads $56,160 in St Louis and $80,483 in New York, which matters when you stack rent against take-home pay.

St Louis rent at $997/month is still below New York's $1,821, so cost-sensitive households should weigh the lease before the paycheck.

Median income is $80,483 in New York versus $56,160 in St Louis.

St Louis clears the bar on housing cost in this dataset. New York deserves a serious look only when your $80,483 income offer in New York outweighs saving $824/month in St Louis.

Common questions

New York vs St Louis FAQ

Is New York cheaper than St Louis?
No. St Louis is cheaper: typical rent is $997 a month versus $1,821 in New York (45% lower). Median household income is $80,483 in New York compared with $56,160 in St Louis, so New York has the stronger local pay picture.
Which city is safer, New York or St Louis?
New York is safer on this comparison. Its crime index is 169 versus 352 in St Louis (52% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, New York or St Louis?
School quality varies by neighborhood in New York. Check GreatSchools.org or your local district for current ratings before you choose a ZIP. The same applies in St Louis. We do not publish a citywide school grade comparison because we do not yet have a verified public school-quality feed.

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