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Yonkers, NY

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Neighborhood intelligence

Your Yonkers relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Yonkers.

Median rent

$1,784/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,971/mo

Median household income

$83,549

ACS 2024 5-year

Median home value

$501,600

ACS 2024 5-year

Safety score

67/100

FBI CDE

Weather

61°F (H 67° / L 54°)

Open-Meteo

Buying in Yonkers? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

67/100

FBI CDE

Typical urban safety profile — 21% below average FBI data, 2023

Good

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 61°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 59 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Yonkers NY

Yonkers posts 67/100 on safety against $1,784/month typical rent. Here is what the numbers actually mean.

Yonkers has about 209,978 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Yonkers NY Safe?

Yonkers NY scores 67/100 on safety (about average). Crime is about 21% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 79 (100 = avg); violent crime index 92; property crime index 65. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Yonkers NY

School quality varies by neighborhood in Yonkers. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Yonkers NY

Typical rent in Yonkers is about $1,784/month (on the high side). At $1,784/month for a typical unit, you need about $64,224+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $501,600.

Median household income is $83,549, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($83,549) clears the $64,224 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Yonkers NY

Average temperature is about 61°F (highs near 67°F, lows near 54°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Yonkers NY?

Who tends to thrive in Yonkers: (1) Tech and finance workers (the job market is real and local pay near $83,549 helps carry housing costs) (2) Households earning $64,224+ who can clear the 3× rent rule at $1,784/month (3) Movers with a locked job offer in Yonkers who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Anyone stretching past 40% of take-home on housing at $1,784/month (3) Households expecting top marks on rent and safety at once (Yonkers does not clear every bar)

Income sniff test: clear about $64,224 household income for $1,784/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Yonkers holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $1,784/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Yonkers when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Yonkers.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,417

Mortgage + tax + insurance + HOA

Annual property tax

$7,273

Annual est. $5,580

Est. monthly utilities

$944

Climate-adjusted electric, gas & water

Median home price

$501,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$451k
2022
$463k
2023
$476k
2024
$488k
2025
$502k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,633/mo vs buying
$1,784ACS 2024 5-year
Rent
$3,417
Buy

Mortgage

$2,536

Property tax

$606

Insurance

$179

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,656/yr

2024

1.37%

$6,856/yr

2025

1.41%

$7,061/yr

2026

1.45%

$7,273/yr

Buying in Yonkers? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

58 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,150/yr

moderate exposure
Wind hazard index59 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 61°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,150.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Yonkers to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo