New search

Honolulu, HI

Report status

US location · verified

Neighborhood intelligence

Your Honolulu relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Honolulu.

Median rent

$1,823/mo

ACS 2024 5-year

Median household income

$86,504

ACS 2024 5-year

Median home value

$843,400

ACS 2024 5-year

Safety score

67/100

FBI CDE

Weather

78°F (H 84° / L 72°)

Open-Meteo

Buying in Honolulu? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

67/100

FBI CDE

Typical urban safety profile — 20% below average FBI data, 2023–2024

Good

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 78°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 54 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Honolulu HI

Honolulu has genuinely comfortable weather: 78°F average with 84°F highs. Combined with $1,823/month rent and 67/100 safety, it makes a strong case for the right mover.

Honolulu has about 345,482 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Honolulu HI Safe?

Honolulu HI scores 67/100 on safety (about average). Crime is about 20% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 80 (100 = avg); violent crime index 57; property crime index 103. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Honolulu HI

School quality varies by neighborhood in Honolulu. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Honolulu HI

Typical rent in Honolulu is about $1,823/month (on the high side). At $1,823/month for a typical unit, you need about $65,628+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $843,400.

Median household income is $86,504, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($86,504) clears the $65,628 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Honolulu HI

Average temperature is about 78°F (highs near 84°F, lows near 72°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Honolulu HI?

Who tends to thrive in Honolulu: (1) Dual-income households (at $1,823/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $86,504 helps carry housing costs) (3) Households earning $65,628+ who can clear the 3× rent rule at $1,823/month (4) Movers with a locked job offer in Honolulu who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 67/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,823/month) (3) Anyone stretching past 40% of take-home on housing at $1,823/month

Income sniff test: clear about $65,628 household income for $1,823/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Honolulu holds up well on the core metrics we publish. Safety at 67/100 makes it a reasonable choice for households who can manage $1,823/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Honolulu when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Honolulu.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,680

Mortgage + tax + insurance + HOA

Annual property tax

$12,229

Annual est. $5,580

Est. monthly utilities

$1,496

Climate-adjusted electric, gas & water

Median home price

$843,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$758k
2022
$779k
2023
$800k
2024
$821k
2025
$843k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,857/mo vs buying
$1,823ACS 2024 5-year
Rent
$5,680
Buy

Mortgage

$4,265

Property tax

$1,019

Insurance

$301

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$11,191/yr

2024

1.37%

$11,527/yr

2025

1.41%

$11,873/yr

2026

1.45%

$12,229/yr

Buying in Honolulu? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

45 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,615/yr

elevated exposure
Wind hazard index54 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 78°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,615.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Honolulu to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo