Cape Coral, FL

Cape Coral FL scores 88/100 on safety (well above average). Crime is about 60% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 40 (100 = avg); violent crime index 33; property crime index 47. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Cape Coral. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Cape Coral is about $1,858/month (on the high side). At $1,858/month for a typical unit, you need about $66,888+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $373,500.

Median household income is $78,104, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($78,104) clears the $66,888 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 82°F (highs near 89°F, lows near 75°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who tends to thrive in Cape Coral: (1) Households that want quieter streets (safety sits at 88/100) (2) Dual-income households (at $1,858/month, the rent math works much better with two salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 88/100) (4) Households earning $66,888+ who can clear the 3× rent rule at $1,858/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,858/month) (2) Anyone stretching past 40% of take-home on housing at $1,858/month (3) Households expecting top marks on rent and safety at once (Cape Coral does not clear every bar)

Income sniff test: clear about $66,888 household income for $1,858/month rent. Under that, pick a cheaper ZIP or a different city.

Cape Coral holds up well on the core metrics we publish. Safety at 88/100 makes it a reasonable choice for households who can manage $1,858/month rent. Verify school ratings for your target ZIP separately.