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Port St Lucie, FL

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US location · verified

Neighborhood intelligence

Your Port St Lucie relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Port St Lucie.

Median rent

$1,937/mo

ACS 2024 5-year

Median household income

$80,648

ACS 2024 5-year

Median home value

$369,200

ACS 2024 5-year

Safety score

95/100

FBI CDE

Weather

80°F (H 86° / L 75°)

Open-Meteo

Buying in Port St Lucie? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

95/100

FBI CDE

Exceptionally safe for families — 68% below average vs. national FBI data, 2023

Excellent

Noise Level

52 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 73 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Port St Lucie FL

Port St Lucie offers above-average safety (95/100). Rent runs $1,937/month and median income sits at $80,648.

Port St Lucie has about 232,491 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Port St Lucie FL Safe?

Port St Lucie FL scores 95/100 on safety (well above average). Crime is about 68% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 32 (100 = avg); violent crime index 26; property crime index 38. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Port St Lucie FL

School quality varies by neighborhood in Port St Lucie. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Port St Lucie FL

Typical rent in Port St Lucie is about $1,937/month (on the high side). At $1,937/month for a typical unit, you need about $69,732+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $369,200.

Median household income is $80,648, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($80,648) clears the $69,732 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Port St Lucie FL

Average temperature is about 80°F (highs near 86°F, lows near 75°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 145. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Port St Lucie FL?

Who tends to thrive in Port St Lucie: (1) Households that want quieter streets (safety sits at 95/100) (2) Dual-income households (at $1,937/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 95/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,937/month) (2) Anyone stretching past 40% of take-home on housing at $1,937/month (3) Households expecting top marks on rent and safety at once (Port St Lucie does not clear every bar)

Income sniff test: clear about $69,732 household income for $1,937/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Port St Lucie holds up well on the core metrics we publish. Safety at 95/100 makes it a reasonable choice for households who can manage $1,937/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Port St Lucie when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Port St Lucie.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,540

Mortgage + tax + insurance + HOA

Annual property tax

$5,353

Annual est. $5,580

Est. monthly utilities

$959

Climate-adjusted electric, gas & water

Median home price

$369,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$332k
2022
$341k
2023
$350k
2024
$360k
2025
$369k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$603/mo vs buying
$1,937ACS 2024 5-year
Rent
$2,540
Buy

Mortgage

$1,867

Property tax

$446

Insurance

$132

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,899/yr

2024

1.37%

$5,046/yr

2025

1.41%

$5,197/yr

2026

1.45%

$5,353/yr

Buying in Port St Lucie? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

145 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$1,582/yr

moderate exposure
Wind hazard index73 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,582.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Port St Lucie to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo