Safety & Crime Index
93/100
FBI CDE
Exceptionally safe for families — 66% below average vs. national FBI data, 2023–2024
Excellent
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Palm Coast.
Median rent
$1,782/mo
ACS 2024 5-year
Median household income
$77,350
ACS 2024 5-year
Median home value
$350,800
ACS 2024 5-year
Safety score
93/100
FBI CDE
Weather
78°F (H 84° / L 73°)
Open-Meteo
Buying in Palm Coast? Check current mortgage rates early — before you fall in love with a ZIP.
93/100
FBI CDE
Exceptionally safe for families — 66% below average vs. national FBI data, 2023–2024
Excellent
46 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 78°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 67 (100 = avg)
Good / Low Pollen
Neighborhood guide
Palm Coast offers above-average safety (93/100). Rent runs $1,782/month and median income sits at $77,350.
Palm Coast has about 98,258 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Palm Coast FL scores 93/100 on safety (well above average). Crime is about 66% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.
Detail: overall crime index 34 (100 = avg); violent crime index 38; property crime index 29. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Palm Coast. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Palm Coast is about $1,782/month (on the high side). At $1,782/month for a typical unit, you need about $64,152+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $350,800.
Median household income is $77,350, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($77,350) clears the $64,152 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 78°F (highs near 84°F, lows near 73°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Palm Coast: (1) Households that want quieter streets (safety sits at 93/100) (2) People relocating for a job who can pick a safer ZIP (citywide safety is 93/100) (3) Households earning $64,152+ who can clear the 3× rent rule at $1,782/month (4) Movers with a locked job offer in Palm Coast who already priced rent and commute
Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,782/month (2) Households expecting top marks on rent and safety at once (Palm Coast does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $64,152 household income for $1,782/month rent. Under that, pick a cheaper ZIP or a different city.
Palm Coast holds up well on the core metrics we publish. Safety at 93/100 makes it a reasonable choice for households who can manage $1,782/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Palm Coast when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Palm Coast.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,418
Mortgage + tax + insurance + HOA
Annual property tax
$5,087
Annual est. $5,580
Est. monthly utilities
$761
Climate-adjusted electric, gas & water
Median home price
$350,800
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,774
Property tax
$424
Insurance
$125
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,655/yr
2024
1.37%
$4,795/yr
2025
1.41%
$4,939/yr
2026
1.45%
$5,087/yr
Buying in Palm Coast? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
93 (100 = avg)
moderate exposureEst. annual homeowners insurance
$1,503/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,503.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Palm Coast to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo