Is St Paul safer than Richmond?
Yes. St Paul's crime index is 166 versus 169 in Richmond, and its violent crime index is 160 versus 122, using 2024-2025 FBI data.
St Paul is cheaper. Median rent is $1,281 a month versus $1,372 in Richmond.
Climate is the sharpest divide between St Paul and Richmond. St Paul averages 50°F while Richmond averages 57°F, a difference that affects utility bills, outdoor lifestyle, and how you feel nine months of the year. Rent runs $1,281 versus $1,372.
St Paul is not a close call here. It leads on cost of living, the job market, and safety by margins that add up in daily life. Richmond makes sense if you have a specific reason, a job offer, family, or a neighborhood you already know, but on the numbers alone St Paul is the stronger move.
Weather is the one thing you cannot negotiate with. Visit St Paul in its coldest stretch before you sign anything.