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Chesapeake, VA

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Neighborhood intelligence

Your Chesapeake relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Chesapeake.

Median rent

$1,586/mo

ACS 2024 5-year

Median household income

$95,373

ACS 2024 5-year

Median home value

$378,400

ACS 2024 5-year

Safety score

61/100

FBI CDE

Weather

68°F (H 74° / L 62°)

Open-Meteo

Buying in Chesapeake? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

61/100

FBI CDE

Typical urban safety profile — 3% below average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 68°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 64 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Chesapeake VA

Chesapeake has genuinely comfortable weather: 68°F average with 74°F highs. Combined with $1,586/month rent and 61/100 safety, it makes a strong case for the right mover.

Chesapeake has about 252,583 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Chesapeake VA Safe?

Chesapeake VA scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 97 (100 = avg); violent crime index 101; property crime index 92. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Chesapeake VA

School quality varies by neighborhood in Chesapeake. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Chesapeake VA

Typical rent in Chesapeake is about $1,586/month (moderate). At $1,586/month for a typical unit, you need about $57,096+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $378,400.

Median household income is $95,373, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($95,373) clears the $57,096 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Chesapeake VA

Average temperature is about 68°F (highs near 74°F, lows near 62°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Chesapeake VA?

Who tends to thrive in Chesapeake: (1) Tech and finance workers (the job market is real and local pay near $95,373 helps carry housing costs) (2) Households earning $57,096+ who can clear the 3× rent rule at $1,586/month (3) Movers with a locked job offer in Chesapeake who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Households expecting top marks on rent and safety at once (Chesapeake does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $57,096 household income for $1,586/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Chesapeake holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $1,586/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Chesapeake when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Chesapeake.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,601

Mortgage + tax + insurance + HOA

Annual property tax

$5,487

Annual est. $5,580

Est. monthly utilities

$662

Climate-adjusted electric, gas & water

Median home price

$378,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$340k
2022
$349k
2023
$359k
2024
$368k
2025
$378k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,015/mo vs buying
$1,586ACS 2024 5-year
Rent
$2,601
Buy

Mortgage

$1,913

Property tax

$457

Insurance

$135

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,021/yr

2024

1.37%

$5,172/yr

2025

1.41%

$5,327/yr

2026

1.45%

$5,487/yr

Buying in Chesapeake? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,622/yr

moderate exposure
Wind hazard index64 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 68°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,622.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Chesapeake to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo