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Charleston, SC

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US location · verified

Neighborhood intelligence

Your Charleston relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Charleston.

Median rent

$1,722/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,884/mo

Median household income

$92,414

ACS 2024 5-year

Median home value

$509,700

ACS 2024 5-year

Safety score

59/100

FBI CDE

Weather

73°F (H 78° / L 68°)

Open-Meteo

Buying in Charleston? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

59/100

FBI CDE

Typical urban safety profile — 2% above average FBI data, 2023–2024

Good

Noise Level

46 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 73°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 74 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Charleston SC

Charleston has genuinely comfortable weather: 73°F average with 78°F highs. Combined with $1,722/month rent and 59/100 safety, it makes a strong case for the right mover.

Charleston has about 154,338 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Charleston SC Safe?

Charleston SC scores 59/100 on safety (below average). Crime is about 2% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 102 (100 = avg); violent crime index 101; property crime index 103. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Charleston SC

School quality varies by neighborhood in Charleston. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Charleston SC

Typical rent in Charleston is about $1,722/month (on the high side). At $1,722/month for a typical unit, you need about $61,992+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $509,700.

Median household income is $92,414, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($92,414) clears the $61,992 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Charleston SC

Average temperature is about 73°F (highs near 78°F, lows near 68°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Charleston SC?

Who tends to thrive in Charleston: (1) Tech and finance workers (the job market is real and local pay near $92,414 helps carry housing costs) (2) Households earning $61,992+ who can clear the 3× rent rule at $1,722/month (3) Movers with a locked job offer in Charleston who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 59/100) (2) Anyone stretching past 40% of take-home on housing at $1,722/month (3) Households expecting top marks on rent and safety at once (Charleston does not clear every bar)

Income sniff test: clear about $61,992 household income for $1,722/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Charleston scores 59/100 on safety with $1,722/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Charleston when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Charleston.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,470

Mortgage + tax + insurance + HOA

Annual property tax

$7,391

Annual est. $5,580

Est. monthly utilities

$1,081

Climate-adjusted electric, gas & water

Median home price

$509,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$458k
2022
$471k
2023
$483k
2024
$496k
2025
$510k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,748/mo vs buying
$1,722ACS 2024 5-year
Rent
$3,470
Buy

Mortgage

$2,577

Property tax

$616

Insurance

$182

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,764/yr

2024

1.37%

$6,967/yr

2025

1.41%

$7,176/yr

2026

1.45%

$7,391/yr

Buying in Charleston? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

87 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,184/yr

moderate exposure
Wind hazard index74 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 73°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,184.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Charleston to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo