Loveland, CO

Loveland CO scores 59/100 on safety (below average). Crime is about 4% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 104 (100 = avg); violent crime index 94; property crime index 114. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Loveland. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Loveland is about $1,730/month (on the high side). At $1,730/month for a typical unit, you need about $62,280+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $479,000.

Median household income is $84,604, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($84,604) clears the $62,280 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 65°F (highs near 78°F, lows near 52°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who tends to thrive in Loveland: (1) Tech and finance workers (the job market is real and local pay near $84,604 helps carry housing costs) (2) Households earning $62,280+ who can clear the 3× rent rule at $1,730/month (3) Movers with a locked job offer in Loveland who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 59/100) (2) Anyone stretching past 40% of take-home on housing at $1,730/month (3) Households expecting top marks on rent and safety at once (Loveland does not clear every bar)

Income sniff test: clear about $62,280 household income for $1,730/month rent. Under that, pick a cheaper ZIP or a different city.

Loveland scores 59/100 on safety with $1,730/month typical rent. Run the numbers against your income before committing.