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Ann Arbor, MI

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US location · verified

Neighborhood intelligence

Your Ann Arbor relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Ann Arbor.

Median rent

$1,649/mo

ACS 2024 5-year

Median household income

$82,212

ACS 2024 5-year

Median home value

$453,400

ACS 2024 5-year

Safety score

65/100

FBI CDE

Weather

57°F (H 66° / L 48°)

Open-Meteo

Buying in Ann Arbor? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

65/100

FBI CDE

Typical urban safety profile — 14% below average FBI data, 2023–2024

Good

Noise Level

44 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 77 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Ann Arbor MI

Ann Arbor posts 65/100 on safety against $1,649/month typical rent. Here is what the numbers actually mean.

Ann Arbor has about 122,036 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Ann Arbor MI Safe?

Ann Arbor MI scores 65/100 on safety (about average). Crime is about 14% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 86 (100 = avg); violent crime index 82; property crime index 90. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Ann Arbor MI

School quality varies by neighborhood in Ann Arbor. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Ann Arbor MI

Typical rent in Ann Arbor is about $1,649/month (on the high side). At $1,649/month for a typical unit, you need about $59,364+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $453,400.

Median household income is $82,212, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($82,212) clears the $59,364 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Ann Arbor MI

Average temperature is about 57°F (highs near 66°F, lows near 48°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Ann Arbor MI?

Who tends to thrive in Ann Arbor: (1) Tech and finance workers (the job market is real and local pay near $82,212 helps carry housing costs) (2) Households earning $59,364+ who can clear the 3× rent rule at $1,649/month (3) Movers with a locked job offer in Ann Arbor who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 65/100) (2) Anyone stretching past 40% of take-home on housing at $1,649/month (3) Households expecting top marks on rent and safety at once (Ann Arbor does not clear every bar)

Income sniff test: clear about $59,364 household income for $1,649/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Ann Arbor holds up well on the core metrics we publish. Safety at 65/100 makes it a reasonable choice for households who can manage $1,649/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Ann Arbor when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Ann Arbor.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,097

Mortgage + tax + insurance + HOA

Annual property tax

$6,574

Annual est. $5,580

Est. monthly utilities

$872

Climate-adjusted electric, gas & water

Median home price

$453,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$408k
2022
$419k
2023
$430k
2024
$442k
2025
$453k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,448/mo vs buying
$1,649ACS 2024 5-year
Rent
$3,097
Buy

Mortgage

$2,293

Property tax

$548

Insurance

$162

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,016/yr

2024

1.37%

$6,197/yr

2025

1.41%

$6,383/yr

2026

1.45%

$6,574/yr

Buying in Ann Arbor? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

63 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,943/yr

moderate exposure
Wind hazard index77 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,943.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Ann Arbor to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo