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Garland, TX

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US location · verified

Neighborhood intelligence

Your Garland relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Garland.

Median rent

$1,641/mo

ACS 2024 5-year

Median household income

$76,320

ACS 2024 5-year

Median home value

$270,800

ACS 2024 5-year

Safety score

64/100

FBI CDE

Weather

76°F (H 83° / L 70°)

Open-Meteo

Buying in Garland? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

64/100

FBI CDE

Typical urban safety profile — 12% below average FBI data, 2023–2024

Good

Noise Level

46 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 76°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 56 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Garland TX

Garland has genuinely comfortable weather: 76°F average with 83°F highs. Combined with $1,641/month rent and 64/100 safety, it makes a strong case for the right mover.

Garland has about 246,844 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Garland TX Safe?

Garland TX scores 64/100 on safety (below average). Crime is about 12% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 88 (100 = avg); violent crime index 62; property crime index 113. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Garland TX

School quality varies by neighborhood in Garland. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Garland TX

Typical rent in Garland is about $1,641/month (on the high side). At $1,641/month for a typical unit, you need about $59,076+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $270,800.

Median household income is $76,320, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($76,320) clears the $59,076 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Garland TX

Average temperature is about 76°F (highs near 83°F, lows near 70°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Garland TX?

Who tends to thrive in Garland: (1) Households earning $59,076+ who can clear the 3× rent rule at $1,641/month (2) Movers with a locked job offer in Garland who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 64/100) (2) Anyone stretching past 40% of take-home on housing at $1,641/month (3) Households expecting top marks on rent and safety at once (Garland does not clear every bar)

Income sniff test: clear about $59,076 household income for $1,641/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Garland holds up well on the core metrics we publish. Safety at 64/100 makes it a reasonable choice for households who can manage $1,641/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Garland when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Garland.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,888

Mortgage + tax + insurance + HOA

Annual property tax

$3,927

Annual est. $5,580

Est. monthly utilities

$603

Climate-adjusted electric, gas & water

Median home price

$270,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$244k
2022
$250k
2023
$257k
2024
$264k
2025
$271k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$247/mo vs buying
$1,641ACS 2024 5-year
Rent
$1,888
Buy

Mortgage

$1,369

Property tax

$327

Insurance

$97

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,594/yr

2024

1.37%

$3,702/yr

2025

1.41%

$3,813/yr

2026

1.45%

$3,927/yr

Buying in Garland? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

100 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$1,161/yr

moderate exposure
Wind hazard index56 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 76°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,161.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Garland to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo