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Irving, TX

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US location · verified

Neighborhood intelligence

Your Irving relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Irving.

Median rent

$1,619/mo

ACS 2024 5-year

Median household income

$81,830

ACS 2024 5-year

Median home value

$315,600

ACS 2024 5-year

Safety score

61/100

FBI CDE

Weather

77°F (H 84° / L 71°)

Open-Meteo

Buying in Irving? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

61/100

FBI CDE

Typical urban safety profile — 3% below average FBI data, 2023–2024

Good

Noise Level

49 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 57 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Irving TX

Irving has genuinely comfortable weather: 77°F average with 84°F highs. Combined with $1,619/month rent and 61/100 safety, it makes a strong case for the right mover.

Irving has about 256,492 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Irving TX Safe?

Irving TX scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 97 (100 = avg); violent crime index 75; property crime index 119. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Irving TX

School quality varies by neighborhood in Irving. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Irving TX

Typical rent in Irving is about $1,619/month (on the high side). At $1,619/month for a typical unit, you need about $58,284+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $315,600.

Median household income is $81,830, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($81,830) clears the $58,284 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Irving TX

Average temperature is about 77°F (highs near 84°F, lows near 71°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 135. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Irving TX?

Who tends to thrive in Irving: (1) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (2) Households earning $58,284+ who can clear the 3× rent rule at $1,619/month (3) Movers with a locked job offer in Irving who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Anyone stretching past 40% of take-home on housing at $1,619/month (3) Households expecting top marks on rent and safety at once (Irving does not clear every bar)

Income sniff test: clear about $58,284 household income for $1,619/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Irving holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $1,619/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Irving when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Irving.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,185

Mortgage + tax + insurance + HOA

Annual property tax

$4,576

Annual est. $5,580

Est. monthly utilities

$794

Climate-adjusted electric, gas & water

Median home price

$315,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$284k
2022
$291k
2023
$299k
2024
$307k
2025
$316k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$566/mo vs buying
$1,619ACS 2024 5-year
Rent
$2,185
Buy

Mortgage

$1,596

Property tax

$381

Insurance

$113

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,188/yr

2024

1.37%

$4,313/yr

2025

1.41%

$4,443/yr

2026

1.45%

$4,576/yr

Buying in Irving? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

135 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$1,353/yr

moderate exposure
Wind hazard index57 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,353.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Irving to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo