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Evanston, IL

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Neighborhood intelligence

Your Evanston relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Evanston.

Median rent

$1,762/mo

ACS 2024 5-year

Median household income

$96,434

ACS 2024 5-year

Median home value

$481,200

ACS 2024 5-year

Safety score

61/100

FBI CDE

Weather

60°F (H 65° / L 54°)

Open-Meteo

Buying in Evanston? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

61/100

FBI CDE

Typical urban safety profile — 4% below average FBI data, 2023–2024

Good

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 60°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 78 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Evanston IL

Evanston posts 61/100 on safety against $1,762/month typical rent. Here is what the numbers actually mean.

Evanston has about 76,340 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Evanston IL Safe?

Evanston IL scores 61/100 on safety (below average). Crime is about 4% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 96 (100 = avg); violent crime index 41; property crime index 151. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Evanston IL

School quality varies by neighborhood in Evanston. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Evanston IL

Typical rent in Evanston is about $1,762/month (on the high side). At $1,762/month for a typical unit, you need about $63,432+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $481,200.

Median household income is $96,434, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($96,434) clears the $63,432 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Evanston IL

Average temperature is about 60°F (highs near 65°F, lows near 54°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Evanston IL?

Who tends to thrive in Evanston: (1) Tech and finance workers (the job market is real and local pay near $96,434 helps carry housing costs) (2) Households earning $63,432+ who can clear the 3× rent rule at $1,762/month (3) Movers with a locked job offer in Evanston who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Anyone stretching past 40% of take-home on housing at $1,762/month (3) Households expecting top marks on rent and safety at once (Evanston does not clear every bar)

Income sniff test: clear about $63,432 household income for $1,762/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Evanston holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $1,762/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Evanston when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Evanston.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,281

Mortgage + tax + insurance + HOA

Annual property tax

$6,977

Annual est. $5,580

Est. monthly utilities

$802

Climate-adjusted electric, gas & water

Median home price

$481,200

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$433k
2022
$444k
2023
$456k
2024
$469k
2025
$481k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,519/mo vs buying
$1,762ACS 2024 5-year
Rent
$3,281
Buy

Mortgage

$2,433

Property tax

$581

Insurance

$172

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,385/yr

2024

1.37%

$6,576/yr

2025

1.41%

$6,774/yr

2026

1.45%

$6,977/yr

Buying in Evanston? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

32 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,062/yr

moderate exposure
Wind hazard index78 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 60°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,062.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Evanston to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo