Frederick, MD

Frederick MD scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 97 (100 = avg); violent crime index 104; property crime index 90. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Frederick. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Frederick is about $1,764/month (on the high side). At $1,764/month for a typical unit, you need about $63,504+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $401,500.

Median household income is $97,069, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($97,069) clears the $63,504 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 58°F (highs near 68°F, lows near 47°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who tends to thrive in Frederick: (1) Tech and finance workers (the job market is real and local pay near $97,069 helps carry housing costs) (2) Households earning $63,504+ who can clear the 3× rent rule at $1,764/month (3) Movers with a locked job offer in Frederick who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Anyone stretching past 40% of take-home on housing at $1,764/month (3) Households expecting top marks on rent and safety at once (Frederick does not clear every bar)

Income sniff test: clear about $63,504 household income for $1,764/month rent. Under that, pick a cheaper ZIP or a different city.

Frederick holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $1,764/month rent. Verify school ratings for your target ZIP separately.