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Schaumburg, IL

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Neighborhood intelligence

Your Schaumburg relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Schaumburg.

Median rent

$1,812/mo

ACS 2024 5-year

Median household income

$97,514

ACS 2024 5-year

Median home value

$330,400

ACS 2024 5-year

Safety score

70/100

FBI CDE

Weather

58°F (H 65° / L 50°)

Open-Meteo

Buying in Schaumburg? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

70/100

FBI CDE

Above-average peace of mind — 29% below average FBI data, 2023–2024

Above Average

Noise Level

41 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 58°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 63 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Schaumburg IL

Schaumburg posts 70/100 on safety against $1,812/month typical rent. Here is what the numbers actually mean.

Schaumburg has about 76,868 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Schaumburg IL Safe?

Schaumburg IL scores 70/100 on safety (about average). Crime is about 29% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 71 (100 = avg); violent crime index 27; property crime index 115. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Schaumburg IL

School quality varies by neighborhood in Schaumburg. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Schaumburg IL

Typical rent in Schaumburg is about $1,812/month (on the high side). At $1,812/month for a typical unit, you need about $65,232+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $330,400.

Median household income is $97,514, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($97,514) clears the $65,232 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Schaumburg IL

Average temperature is about 58°F (highs near 65°F, lows near 50°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Schaumburg IL?

Who tends to thrive in Schaumburg: (1) Dual-income households (at $1,812/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $97,514 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 70/100) (4) Households earning $65,232+ who can clear the 3× rent rule at $1,812/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,812/month) (2) Anyone stretching past 40% of take-home on housing at $1,812/month (3) Households expecting top marks on rent and safety at once (Schaumburg does not clear every bar)

Income sniff test: clear about $65,232 household income for $1,812/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Schaumburg holds up well on the core metrics we publish. Safety at 70/100 makes it a reasonable choice for households who can manage $1,812/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Schaumburg when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Schaumburg.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,283

Mortgage + tax + insurance + HOA

Annual property tax

$4,791

Annual est. $5,580

Est. monthly utilities

$578

Climate-adjusted electric, gas & water

Median home price

$330,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$297k
2022
$305k
2023
$313k
2024
$322k
2025
$330k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$471/mo vs buying
$1,812ACS 2024 5-year
Rent
$2,283
Buy

Mortgage

$1,671

Property tax

$399

Insurance

$118

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,384/yr

2024

1.37%

$4,516/yr

2025

1.41%

$4,651/yr

2026

1.45%

$4,791/yr

Buying in Schaumburg? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,416/yr

moderate exposure
Wind hazard index63 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 58°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,416.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Schaumburg to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo