New search

Bend, OR

Report status

US location · verified

Neighborhood intelligence

Your Bend relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Bend.

Median rent

$1,883/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,893/mo

Median household income

$96,394

ACS 2024 5-year

Median home value

$718,400

ACS 2024 5-year

Safety score

74/100

FBI CDE

Weather

59°F (H 72° / L 46°)

Open-Meteo

Buying in Bend? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

74/100

FBI CDE

Above-average peace of mind — 37% below average FBI data, 2023–2024

Above Average

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 59°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 75 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Bend OR

Bend offers above-average safety (74/100). Rent runs $1,883/month and median income sits at $96,394.

Bend has about 103,390 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Bend OR Safe?

Bend OR scores 74/100 on safety (about average). Crime is about 37% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 63 (100 = avg); violent crime index 48; property crime index 77. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Bend OR

School quality varies by neighborhood in Bend. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Bend OR

Typical rent in Bend is about $1,883/month (on the high side). At $1,883/month for a typical unit, you need about $67,788+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $718,400.

Median household income is $96,394, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($96,394) clears the $67,788 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Bend OR

Average temperature is about 59°F (highs near 72°F, lows near 46°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Bend OR?

Who tends to thrive in Bend: (1) Dual-income households (at $1,883/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $96,394 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 74/100) (4) Households earning $67,788+ who can clear the 3× rent rule at $1,883/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,883/month) (2) Anyone stretching past 40% of take-home on housing at $1,883/month (3) Households expecting top marks on rent and safety at once (Bend does not clear every bar)

Income sniff test: clear about $67,788 household income for $1,883/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Bend holds up well on the core metrics we publish. Safety at 74/100 makes it a reasonable choice for households who can manage $1,883/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Bend when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Bend.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,852

Mortgage + tax + insurance + HOA

Annual property tax

$10,417

Annual est. $5,580

Est. monthly utilities

$1,126

Climate-adjusted electric, gas & water

Median home price

$718,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$646k
2022
$663k
2023
$681k
2024
$700k
2025
$718k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,969/mo vs buying
$1,883ACS 2024 5-year
Rent
$4,852
Buy

Mortgage

$3,633

Property tax

$868

Insurance

$257

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$9,533/yr

2024

1.37%

$9,819/yr

2025

1.41%

$10,114/yr

2026

1.45%

$10,417/yr

Buying in Bend? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,079/yr

elevated exposure
Wind hazard index75 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 59°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,079.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Bend to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo