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Georgetown, TX

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US location · verified

Neighborhood intelligence

Your Georgetown relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Georgetown.

Median rent

$1,795/mo

ACS 2024 5-year

Median household income

$95,062

ACS 2024 5-year

Median home value

$429,100

ACS 2024 5-year

Safety score

80/100

FBI CDE

Weather

76°F (H 84° / L 69°)

Open-Meteo

Buying in Georgetown? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

80/100

FBI CDE

Above-average peace of mind — 48% below average FBI data, 2023–2024

Above Average

Noise Level

48 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 76°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 74 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Georgetown TX

Georgetown offers above-average safety (80/100). Rent runs $1,795/month and median income sits at $95,062.

Georgetown has about 85,999 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Georgetown TX Safe?

Georgetown TX scores 80/100 on safety (above average). Crime is about 48% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 52 (100 = avg); violent crime index 44; property crime index 60. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Georgetown TX

School quality varies by neighborhood in Georgetown. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Georgetown TX

Typical rent in Georgetown is about $1,795/month (on the high side). At $1,795/month for a typical unit, you need about $64,620+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $429,100.

Median household income is $95,062, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($95,062) clears the $64,620 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Georgetown TX

Average temperature is about 76°F (highs near 84°F, lows near 69°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Georgetown TX?

Who tends to thrive in Georgetown: (1) Households that want quieter streets (safety sits at 80/100) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 80/100) (4) Households earning $64,620+ who can clear the 3× rent rule at $1,795/month

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,795/month (2) Households expecting top marks on rent and safety at once (Georgetown does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $64,620 household income for $1,795/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Georgetown holds up well on the core metrics we publish. Safety at 80/100 makes it a reasonable choice for households who can manage $1,795/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Georgetown when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Georgetown.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,937

Mortgage + tax + insurance + HOA

Annual property tax

$6,222

Annual est. $5,580

Est. monthly utilities

$966

Climate-adjusted electric, gas & water

Median home price

$429,100

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$386k
2022
$396k
2023
$407k
2024
$418k
2025
$429k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,142/mo vs buying
$1,795ACS 2024 5-year
Rent
$2,937
Buy

Mortgage

$2,170

Property tax

$518

Insurance

$153

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,694/yr

2024

1.37%

$5,865/yr

2025

1.41%

$6,041/yr

2026

1.45%

$6,222/yr

Buying in Georgetown? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

103 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$1,839/yr

moderate exposure
Wind hazard index74 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 76°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,839.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Georgetown to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo