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Carrollton, TX

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US location · verified

Neighborhood intelligence

Your Carrollton relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Carrollton.

Median rent

$1,735/mo

ACS 2024 5-year

Median household income

$101,396

ACS 2024 5-year

Median home value

$381,000

ACS 2024 5-year

Safety score

77/100

FBI CDE

Weather

77°F (H 83° / L 70°)

Open-Meteo

Buying in Carrollton? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

77/100

FBI CDE

Above-average peace of mind — 42% below average FBI data, 2023–2024

Above Average

Noise Level

49 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 60 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Carrollton TX

Carrollton offers above-average safety (77/100). Rent runs $1,735/month and median income sits at $101,396.

Carrollton has about 133,740 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Carrollton TX Safe?

Carrollton TX scores 77/100 on safety (above average). Crime is about 42% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 58 (100 = avg); violent crime index 42; property crime index 74. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Carrollton TX

School quality varies by neighborhood in Carrollton. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Carrollton TX

Typical rent in Carrollton is about $1,735/month (on the high side). At $1,735/month for a typical unit, you need about $62,460+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $381,000.

Median household income is $101,396, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($101,396) clears the $62,460 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Carrollton TX

Average temperature is about 77°F (highs near 83°F, lows near 70°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 130. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Carrollton TX?

Who tends to thrive in Carrollton: (1) Households that want quieter streets (safety sits at 77/100) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 77/100) (4) Households earning $62,460+ who can clear the 3× rent rule at $1,735/month

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,735/month (2) Households expecting top marks on rent and safety at once (Carrollton does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $62,460 household income for $1,735/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Carrollton holds up well on the core metrics we publish. Safety at 77/100 makes it a reasonable choice for households who can manage $1,735/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Carrollton when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Carrollton.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,618

Mortgage + tax + insurance + HOA

Annual property tax

$5,525

Annual est. $5,580

Est. monthly utilities

$943

Climate-adjusted electric, gas & water

Median home price

$381,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$343k
2022
$352k
2023
$361k
2024
$371k
2025
$381k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$883/mo vs buying
$1,735ACS 2024 5-year
Rent
$2,618
Buy

Mortgage

$1,927

Property tax

$460

Insurance

$136

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$5,056/yr

2024

1.37%

$5,208/yr

2025

1.41%

$5,364/yr

2026

1.45%

$5,525/yr

Buying in Carrollton? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

130 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$1,633/yr

moderate exposure
Wind hazard index60 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,633.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Carrollton to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo