Richardson, TX

Richardson TX scores 72/100 on safety (about average). Crime is about 32% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.

Detail: overall crime index 68 (100 = avg); violent crime index 36; property crime index 99. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Richardson. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Richardson is about $1,857/month (on the high side). At $1,857/month for a typical unit, you need about $66,852+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $431,400.

Median household income is $98,111, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($98,111) clears the $66,852 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 76°F (highs near 83°F, lows near 69°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who tends to thrive in Richardson: (1) Dual-income households (at $1,857/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 72/100) (4) Households earning $66,852+ who can clear the 3× rent rule at $1,857/month

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,857/month) (2) Anyone stretching past 40% of take-home on housing at $1,857/month (3) Households expecting top marks on rent and safety at once (Richardson does not clear every bar)

Income sniff test: clear about $66,852 household income for $1,857/month rent. Under that, pick a cheaper ZIP or a different city.

Richardson holds up well on the core metrics we publish. Safety at 72/100 makes it a reasonable choice for households who can manage $1,857/month rent. Verify school ratings for your target ZIP separately.