Safety & Crime Index
64/100
FBI CDE
Typical urban safety profile — 12% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Rio Rancho.
Median rent
$1,514/mo
ACS 2024 5-year
Median household income
$89,596
ACS 2024 5-year
Median home value
$310,200
ACS 2024 5-year
Safety score
64/100
FBI CDE
Weather
68°F (H 76° / L 61°)
Open-Meteo
Buying in Rio Rancho? Check current mortgage rates early — before you fall in love with a ZIP.
64/100
FBI CDE
Typical urban safety profile — 12% below average FBI data, 2023–2024
Good
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 68°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 65 (100 = avg)
Good / Low Pollen
Neighborhood guide
Rio Rancho has genuinely comfortable weather: 68°F average with 76°F highs. Combined with $1,514/month rent and 64/100 safety, it makes a strong case for the right mover.
Rio Rancho has about 108,515 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Rio Rancho NM scores 64/100 on safety (below average). Crime is about 12% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 88 (100 = avg); violent crime index 99; property crime index 76. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Rio Rancho. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Rio Rancho is about $1,514/month (moderate). At $1,514/month for a typical unit, you need about $54,504+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $310,200.
Median household income is $89,596, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($89,596) clears the $54,504 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 68°F (highs near 76°F, lows near 61°F).
You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.
Who tends to thrive in Rio Rancho: (1) Tech and finance workers (the job market is real and local pay near $89,596 helps carry housing costs) (2) Households earning $54,504+ who can clear the 3× rent rule at $1,514/month (3) Movers with a locked job offer in Rio Rancho who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 64/100) (2) Households expecting top marks on rent and safety at once (Rio Rancho does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $54,504 household income for $1,514/month rent. Under that, pick a cheaper ZIP or a different city.
Rio Rancho holds up well on the core metrics we publish. Safety at 64/100 makes it a reasonable choice for households who can manage $1,514/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Rio Rancho when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Rio Rancho.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,149
Mortgage + tax + insurance + HOA
Annual property tax
$4,498
Annual est. $5,580
Est. monthly utilities
$530
Climate-adjusted electric, gas & water
Median home price
$310,200
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,569
Property tax
$375
Insurance
$111
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,116/yr
2024
1.37%
$4,240/yr
2025
1.41%
$4,367/yr
2026
1.45%
$4,498/yr
Buying in Rio Rancho? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
37 (100 = avg)
low exposureEst. annual homeowners insurance
$1,329/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,329.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Rio Rancho to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo