Safety & Crime Index
76/100
FBI CDE
Above-average peace of mind — 40% below average FBI data, 2023–2024
Above Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Rochester.
Median rent
$1,399/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,422/mo
Median household income
$89,389
ACS 2024 5-year
Median home value
$310,500
ACS 2024 5-year
Safety score
76/100
FBI CDE
Weather
54°F (H 61° / L 46°)
Open-Meteo
Buying in Rochester? Check current mortgage rates early — before you fall in love with a ZIP.
76/100
FBI CDE
Above-average peace of mind — 40% below average FBI data, 2023–2024
Above Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 54°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 77 (100 = avg)
Good / Low Pollen
Neighborhood guide
Rochester offers above-average safety (76/100). Rent runs $1,399/month and median income sits at $89,389.
Rochester has about 122,330 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Rochester MN scores 76/100 on safety (above average). Crime is about 40% below the national average. Pick the neighborhood carefully. Some ZIPs are fine, others are not.
Detail: overall crime index 60 (100 = avg); violent crime index 43; property crime index 76. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Rochester. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Rochester is about $1,399/month (moderate). At $1,399/month for a typical unit, you need about $50,364+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $310,500.
Median household income is $89,389, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($89,389) clears the $50,364 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 54°F (highs near 61°F, lows near 46°F).
Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.
Who tends to thrive in Rochester: (1) Households that want quieter streets (safety sits at 76/100) (2) Renters who want $1,399/month housing without coastal prices (comfort income is about $50,364) (3) Tech and finance workers (the job market is real and local pay near $89,389 helps carry housing costs) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 76/100)
Who should look elsewhere: (1) Households expecting top marks on rent and safety at once (Rochester does not clear every bar) (2) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $50,364 household income for $1,399/month rent. Under that, pick a cheaper ZIP or a different city.
Rochester holds up well on the core metrics we publish. Safety at 76/100 makes it a reasonable choice for households who can manage $1,399/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Rochester when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Rochester.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,151
Mortgage + tax + insurance + HOA
Annual property tax
$4,502
Annual est. $5,580
Est. monthly utilities
$492
Climate-adjusted electric, gas & water
Median home price
$310,500
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,570
Property tax
$375
Insurance
$111
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$4,120/yr
2024
1.37%
$4,244/yr
2025
1.41%
$4,371/yr
2026
1.45%
$4,502/yr
Buying in Rochester? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
22 (100 = avg)
low exposureEst. annual homeowners insurance
$1,331/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,331.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Rochester to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo