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Concord, NC

Report status

US location · verified

Neighborhood intelligence

Your Concord relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Concord.

Median rent

$1,451/mo

ACS 2024 5-year

Median household income

$86,921

ACS 2024 5-year

Median home value

$353,700

ACS 2024 5-year

Safety score

84/100

FBI CDE

Weather

65°F (H 76° / L 55°)

Open-Meteo

Buying in Concord? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

84/100

FBI CDE

Above-average peace of mind — 55% below average FBI data, 2023–2024

Above Average

Noise Level

42 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 65°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 48 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Concord NC

Concord offers above-average safety (84/100). Rent runs $1,451/month and median income sits at $86,921.

Concord has about 108,719 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Concord NC Safe?

Concord NC scores 84/100 on safety (above average). Crime is about 55% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 45 (100 = avg); violent crime index 36; property crime index 53. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Concord NC

School quality varies by neighborhood in Concord. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Concord NC

Typical rent in Concord is about $1,451/month (moderate). At $1,451/month for a typical unit, you need about $52,236+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $353,700.

Median household income is $86,921, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($86,921) clears the $52,236 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Concord NC

Average temperature is about 65°F (highs near 76°F, lows near 55°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Concord NC?

Who tends to thrive in Concord: (1) Households that want quieter streets (safety sits at 84/100) (2) Tech and finance workers (the job market is real and local pay near $86,921 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 84/100) (4) Households earning $52,236+ who can clear the 3× rent rule at $1,451/month

Who should look elsewhere: (1) Households expecting top marks on rent and safety at once (Concord does not clear every bar) (2) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $52,236 household income for $1,451/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Concord holds up well on the core metrics we publish. Safety at 84/100 makes it a reasonable choice for households who can manage $1,451/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Concord when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Concord.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,437

Mortgage + tax + insurance + HOA

Annual property tax

$5,129

Annual est. $5,580

Est. monthly utilities

$694

Climate-adjusted electric, gas & water

Median home price

$353,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$318k
2022
$327k
2023
$335k
2024
$344k
2025
$354k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$986/mo vs buying
$1,451ACS 2024 5-year
Rent
$2,437
Buy

Mortgage

$1,788

Property tax

$427

Insurance

$126

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$4,694/yr

2024

1.37%

$4,835/yr

2025

1.41%

$4,980/yr

2026

1.45%

$5,129/yr

Buying in Concord? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

68 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,516/yr

moderate exposure
Wind hazard index48 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 65°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,516.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Concord to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo