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Birmingham, AL

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US location · verified

Neighborhood intelligence

Your Birmingham relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Birmingham.

Median rent

$1,107/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,375/mo

Median household income

$46,051

ACS 2024 5-year

Median home value

$158,800

ACS 2024 5-year

Safety score

27/100

FBI CDE

Weather

69°F (H 79° / L 59°)

Open-Meteo

Buying in Birmingham? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

27/100

FBI CDE

Worth extra due diligence — 200% above average FBI data, 2023–2024

Below Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 69°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 44 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Birmingham AL

Birmingham is one of the more affordable options in its region at $1,107/month typical rent. Safety scores 27/100.

Birmingham has about 198,173 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Birmingham AL Safe?

Birmingham AL scores 27/100 on safety (well below average). Crime is about 200% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 300 (100 = avg); violent crime index 372; property crime index 227. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Birmingham AL

School quality varies by neighborhood in Birmingham. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Birmingham AL

Typical rent in Birmingham is about $1,107/month (affordable). At $1,107/month for a typical unit, you need about $39,852+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $158,800.

Median household income is $46,051, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($46,051) clears the $39,852 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Birmingham AL

Average temperature is about 69°F (highs near 79°F, lows near 59°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Birmingham AL?

Who tends to thrive in Birmingham: (1) Renters who want $1,107/month housing without coastal prices (comfort income is about $39,852) (2) Households earning $39,852+ who can clear the 3× rent rule at $1,107/month (3) Movers with a locked job offer in Birmingham who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 27/100) (2) Households expecting top marks on rent and safety at once (Birmingham does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $39,852 household income for $1,107/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Birmingham requires serious research first. Safety scores 27/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Birmingham when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Birmingham.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,147

Mortgage + tax + insurance + HOA

Annual property tax

$2,303

Annual est. $5,580

Est. monthly utilities

$278

Climate-adjusted electric, gas & water

Median home price

$158,800

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$143k
2022
$147k
2023
$151k
2024
$155k
2025
$159k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$40/mo vs buying
$1,107ACS 2024 5-year
Rent
$1,147
Buy

Mortgage

$803

Property tax

$192

Insurance

$57

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,108/yr

2024

1.37%

$2,171/yr

2025

1.41%

$2,236/yr

2026

1.45%

$2,303/yr

Buying in Birmingham? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

42 (100 = avg)

low exposure

Est. annual homeowners insurance

$681/yr

moderate exposure
Wind hazard index44 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 69°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $681.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Birmingham to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo