Safety & Crime Index
86/100
FBI CDE
Exceptionally safe for families — 58% below average vs. national FBI data, 2023–2024
Excellent
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Surprise.
Median rent
$2,033/mo
ACS 2024 5-year
Median household income
$96,711
ACS 2024 5-year
Median home value
$435,100
ACS 2024 5-year
Safety score
86/100
FBI CDE
Weather
86°F (H 93° / L 78°)
Open-Meteo
Buying in Surprise? Check current mortgage rates early — before you fall in love with a ZIP.
86/100
FBI CDE
Exceptionally safe for families — 58% below average vs. national FBI data, 2023–2024
Excellent
39 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 86°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 67 (100 = avg)
Good / Low Pollen
Neighborhood guide
Surprise offers above-average safety (86/100). Rent runs $2,033/month and median income sits at $96,711.
Surprise has about 154,948 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Surprise AZ scores 86/100 on safety (well above average). Crime is about 58% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.
Detail: overall crime index 42 (100 = avg); violent crime index 28; property crime index 55. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Surprise. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Surprise is about $2,033/month (expensive). At $2,033/month for a typical unit, you need about $73,188+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $435,100.
Median household income is $96,711, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($96,711) clears the $73,188 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 86°F (highs near 93°F, lows near 78°F).
Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.
Who tends to thrive in Surprise: (1) Households that want quieter streets (safety sits at 86/100) (2) Dual-income households (at $2,033/month, the rent math works much better with two salaries) (3) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (4) Tech and finance workers (the job market is real and local pay near $96,711 helps carry housing costs)
Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $2,033/month) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F) (3) Anyone stretching past 40% of take-home on housing at $2,033/month
Income sniff test: clear about $73,188 household income for $2,033/month rent. Under that, pick a cheaper ZIP or a different city.
Surprise holds up well on the core metrics we publish. Safety at 86/100 makes it a reasonable choice for households who can manage $2,033/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Surprise when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Surprise.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,976
Mortgage + tax + insurance + HOA
Annual property tax
$6,309
Annual est. $5,580
Est. monthly utilities
$707
Climate-adjusted electric, gas & water
Median home price
$435,100
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,200
Property tax
$526
Insurance
$155
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$5,774/yr
2024
1.37%
$5,947/yr
2025
1.41%
$6,125/yr
2026
1.45%
$6,309/yr
Buying in Surprise? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
27 (100 = avg)
low exposureEst. annual homeowners insurance
$1,865/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,865.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Surprise to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo