New search

Yuma, AZ

Report status

US location · verified

Neighborhood intelligence

Your Yuma relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Yuma.

Median rent

$1,114/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,244/mo

Median household income

$65,482

ACS 2024 5-year

Median home value

$230,000

ACS 2024 5-year

Safety score

62/100

FBI CDE

Weather

89°F (H 99° / L 79°)

Open-Meteo

Buying in Yuma? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

62/100

FBI CDE

Typical urban safety profile — 6% below average FBI data, 2023–2024

Good

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 89°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 82 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Yuma AZ

Yuma is one of the more affordable options in its region at $1,114/month typical rent. Safety scores 62/100.

Yuma has about 100,139 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Yuma AZ Safe?

Yuma AZ scores 62/100 on safety (below average). Crime is about 6% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 94 (100 = avg); violent crime index 117; property crime index 71. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Yuma AZ

School quality varies by neighborhood in Yuma. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Yuma AZ

Typical rent in Yuma is about $1,114/month (affordable). At $1,114/month for a typical unit, you need about $40,104+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $230,000.

Median household income is $65,482, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($65,482) clears the $40,104 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Yuma AZ

Average temperature is about 89°F (highs near 99°F, lows near 79°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Yuma AZ?

Who tends to thrive in Yuma: (1) Renters who want $1,114/month housing without coastal prices (comfort income is about $40,104) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 99°F) (3) Households earning $40,104+ who can clear the 3× rent rule at $1,114/month (4) Movers with a locked job offer in Yuma who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 62/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 99°F) (3) Households expecting top marks on rent and safety at once (Yuma does not clear every bar)

Income sniff test: clear about $40,104 household income for $1,114/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Yuma holds up well on the core metrics we publish. Safety at 62/100 makes it a reasonable choice for households who can manage $1,114/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Yuma when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Yuma.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,618

Mortgage + tax + insurance + HOA

Annual property tax

$3,335

Annual est. $5,580

Est. monthly utilities

$361

Climate-adjusted electric, gas & water

Median home price

$230,000

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$207k
2022
$212k
2023
$218k
2024
$224k
2025
$230k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$504/mo vs buying
$1,114ACS 2024 5-year
Rent
$1,618
Buy

Mortgage

$1,163

Property tax

$278

Insurance

$82

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,052/yr

2024

1.37%

$3,144/yr

2025

1.41%

$3,238/yr

2026

1.45%

$3,335/yr

Buying in Yuma? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$986/yr

moderate exposure
Wind hazard index82 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 89°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $986.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Yuma to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo