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Downey, CA

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US location · verified

Neighborhood intelligence

Your Downey relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Downey.

Median rent

$1,937/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,964/mo

Median household income

$90,699

ACS 2024 5-year

Median home value

$796,600

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

84°F (H 93° / L 76°)

Open-Meteo

Buying in Downey? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 32% above average FBI data, 2023

Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 84°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 63 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Downey CA

Downey posts 52/100 on safety against $1,937/month typical rent. Here is what the numbers actually mean.

Downey has about 110,939 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Downey CA Safe?

Downey CA scores 52/100 on safety (well below average). Crime is about 32% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 132 (100 = avg); violent crime index 116; property crime index 148. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Downey CA

School quality varies by neighborhood in Downey. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Downey CA

Typical rent in Downey is about $1,937/month (on the high side). At $1,937/month for a typical unit, you need about $69,732+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $796,600.

Median household income is $90,699, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($90,699) clears the $69,732 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Downey CA

Average temperature is about 84°F (highs near 93°F, lows near 76°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Downey CA?

Who tends to thrive in Downey: (1) Dual-income households (at $1,937/month, the rent math works much better with two salaries) (2) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (3) Tech and finance workers (the job market is real and local pay near $90,699 helps carry housing costs) (4) Households earning $69,732+ who can clear the 3× rent rule at $1,937/month

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,937/month) (3) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F)

Income sniff test: clear about $69,732 household income for $1,937/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Downey scores 52/100 on safety with $1,937/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Downey when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Downey.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,370

Mortgage + tax + insurance + HOA

Annual property tax

$11,551

Annual est. $5,580

Est. monthly utilities

$1,249

Climate-adjusted electric, gas & water

Median home price

$796,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$716k
2022
$736k
2023
$755k
2024
$776k
2025
$797k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,433/mo vs buying
$1,937ACS 2024 5-year
Rent
$5,370
Buy

Mortgage

$4,028

Property tax

$963

Insurance

$285

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$10,571/yr

2024

1.37%

$10,888/yr

2025

1.41%

$11,215/yr

2026

1.45%

$11,551/yr

Buying in Downey? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,414/yr

elevated exposure
Wind hazard index63 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 84°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,414.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Downey to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo