New search

Indio, CA

Report status

US location · verified

Neighborhood intelligence

Your Indio relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Indio.

Median rent

$1,437/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,103/mo

Median household income

$77,167

ACS 2024 5-year

Median home value

$458,400

ACS 2024 5-year

Safety score

63/100

FBI CDE

Weather

90°F (H 101° / L 79°)

Open-Meteo

Buying in Indio? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

63/100

FBI CDE

Typical urban safety profile — 10% below average FBI data, 2023–2024

Good

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 90°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 66 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Indio CA

Indio is one of the more affordable options in its region at $1,437/month typical rent. Safety scores 63/100.

Indio has about 91,950 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Indio CA Safe?

Indio CA scores 63/100 on safety (below average). Crime is about 10% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 90 (100 = avg); violent crime index 95; property crime index 84. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Indio CA

School quality varies by neighborhood in Indio. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Indio CA

Typical rent in Indio is about $1,437/month (moderate). At $1,437/month for a typical unit, you need about $51,732+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $458,400.

Median household income is $77,167, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($77,167) clears the $51,732 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Indio CA

Average temperature is about 90°F (highs near 101°F, lows near 79°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Who Should Move to Indio CA?

Who tends to thrive in Indio: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 101°F) (2) Households earning $51,732+ who can clear the 3× rent rule at $1,437/month (3) Movers with a locked job offer in Indio who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 63/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 101°F) (3) Households expecting top marks on rent and safety at once (Indio does not clear every bar)

Income sniff test: clear about $51,732 household income for $1,437/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Indio holds up well on the core metrics we publish. Safety at 63/100 makes it a reasonable choice for households who can manage $1,437/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Indio when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Indio.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,131

Mortgage + tax + insurance + HOA

Annual property tax

$6,647

Annual est. $5,580

Est. monthly utilities

$719

Climate-adjusted electric, gas & water

Median home price

$458,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$412k
2022
$423k
2023
$435k
2024
$446k
2025
$458k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,694/mo vs buying
$1,437ACS 2024 5-year
Rent
$3,131
Buy

Mortgage

$2,318

Property tax

$554

Insurance

$164

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,083/yr

2024

1.37%

$6,265/yr

2025

1.41%

$6,453/yr

2026

1.45%

$6,647/yr

Buying in Indio? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,965/yr

moderate exposure
Wind hazard index66 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 90°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,965.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Indio to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo