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Oxnard, CA

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US location · verified

Neighborhood intelligence

Your Oxnard relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Oxnard.

Median rent

$2,032/mo

ACS 2024 5-year

Median household income

$96,212

ACS 2024 5-year

Median home value

$652,700

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

76°F (H 82° / L 70°)

Open-Meteo

Buying in Oxnard? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 28% above average FBI data, 2023–2024

Average

Noise Level

38 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 76°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 58 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Oxnard CA

Oxnard has genuinely comfortable weather: 76°F average with 82°F highs. Combined with $2,032/month rent and 52/100 safety, it makes a strong case for the right mover.

Oxnard has about 200,928 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Oxnard CA Safe?

Oxnard CA scores 52/100 on safety (well below average). Crime is about 28% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 128 (100 = avg); violent crime index 160; property crime index 95. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Oxnard CA

School quality varies by neighborhood in Oxnard. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Oxnard CA

Typical rent in Oxnard is about $2,032/month (expensive). At $2,032/month for a typical unit, you need about $73,152+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $652,700.

Median household income is $96,212, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($96,212) clears the $73,152 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Oxnard CA

Average temperature is about 76°F (highs near 82°F, lows near 70°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Oxnard CA?

Who tends to thrive in Oxnard: (1) Dual-income households (at $2,032/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $96,212 helps carry housing costs) (3) Households earning $73,152+ who can clear the 3× rent rule at $2,032/month (4) Movers with a locked job offer in Oxnard who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,032/month) (3) Anyone stretching past 40% of take-home on housing at $2,032/month

Income sniff test: clear about $73,152 household income for $2,032/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Oxnard is a mixed picture. Safety is average and rent at $2,032/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Oxnard when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Oxnard.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$4,417

Mortgage + tax + insurance + HOA

Annual property tax

$9,464

Annual est. $5,580

Est. monthly utilities

$1,023

Climate-adjusted electric, gas & water

Median home price

$652,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$587k
2022
$603k
2023
$619k
2024
$636k
2025
$653k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$2,385/mo vs buying
$2,032ACS 2024 5-year
Rent
$4,417
Buy

Mortgage

$3,300

Property tax

$789

Insurance

$233

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$8,661/yr

2024

1.37%

$8,921/yr

2025

1.41%

$9,188/yr

2026

1.45%

$9,464/yr

Buying in Oxnard? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,797/yr

elevated exposure
Wind hazard index58 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 76°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,797.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Oxnard to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo