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We confirmed “Oxnard, CA” via US geocoding. Safety, Schools, and Noise scores are uniquely generated for this exact location.

Verified Neighborhood Report

Oxnard, CA

Location verified via US geocoding. Safety, Schools, and Noise scores are deterministically modeled for this exact place.

Report status

US location · verified

Neighborhood intelligence

Your Oxnard relocation brief

Safety, noise, schools, air quality, true cost, hazard, and commute intelligence for Oxnard.

Safety & Crime Index

50/100

Worth extra due diligence — 22% above average

Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo 16-day avg 76°F

Quiet — Low environmental index

High-Level School Grade

B+

16:1 staffing ratio · Modeled district estimate from public data

Top 35% statewide

Environmental / Air Quality

AQI 35 — Good

Low pollen & dust baseline · wind index 52 (100 = avg)

Good / Low Pollen

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See how Oxnard stacks up on rent, safety, schools, and weather.

Neighborhood guide

Living in Oxnard CA

Living in Oxnard CA is less about a vibe and more about a few numbers you can check before you sign a lease or an offer. Oxnard, CA currently shows a safety score of 50/100, schools grading out around B+, typical rent near $2,693 a month, and recent typical temperatures around 76°F. The write-up below turns those report figures into plain language so you can decide whether Oxnard actually fits how you live, commute, and budget.

Public estimates put the population near 202,279 people, which is large enough that neighborhoods inside Oxnard can feel very different from one another. Use citywide scores as a starting map, then zoom into the block you are actually considering.

Is Oxnard CA Safe?

Oxnard, CA has a safety score of 50/100, meaning crime rates run about 22% above the national average. The report labels overall public safety as “Average.” That score is designed so roughly the low-70s tracks a U.S. average crime load — higher numbers generally mean less crime pressure, and lower numbers mean you should ask more questions about specific streets, lighting, and night activity.

Looking under the hood, Oxnard currently shows an overall crime index of 122 (100 = avg), a violent crime index of 132, a property crime index of 112. Violent and property crime do not always move together, which is why a “pretty safe” city can still have frustrating car-break-in pockets, and a higher-crime city can still have calm residential streets. If you are relocating with teenagers or late-night commutes, weigh night conditions as carefully as the composite score.

People googling “Is Oxnard CA Safe?” usually want a yes or no. The better framing is whether the score matches your risk tolerance. Households coming from very low-crime suburbs often notice even average U.S. cities more than people leaving denser metros. Use the 50/100 figure as a filter, then confirm with a few evenings on the ground before you commit to a lease in Oxnard.

Schools in Oxnard CA

Families researching schools will find Oxnard Elementary rated 7/10 for elementary, along with Oxnard Middle School rated 7/10 for middle school and Oxnard High School rated 8/10 for high school. Those campus ratings sit on a 10-point scale in this report, so a 7/10 is solidly middle-of-the-pack rather than a crisis, and a 9/10 is a standout you should still verify with current district boundaries.

Overall, schools in Oxnard CA grade out around B+ (Top 35% statewide). Reported student-teacher staffing is about 16:1. Recent context from the report: Modeled district estimate from public data. Parents moving in from another state should confirm enrollment documents, immunization rules, and whether Oxnard uses lotteries or neighborhood assignment — those process details affect waitlists as much as the rating on a campus.

If schools are a deal-breaker, do not stop at the city headline. Request the exact elementary, middle, and high school for the address you want, then sit in a pickup line or a Friday football game if you can. Ratings in Oxnard are a screening tool. The daily experience — class size, special-education capacity, after-school care — is what you actually move for.

Cost of Living in Oxnard CA

Cost of living in Oxnard CA is easiest to grasp from housing. A practical rent estimate in this report is $2,693 per month, while typical home values sit near $587,200. Rent context: HUD Fair Market Rent (2-bedroom) $2,693/mo. Home-value context: ACS 2022 median home value $587,200. Those figures are city-scale: a renovated bungalow near jobs will price differently than a farther-out three-bedroom, so use them as a budget anchor rather than a listing promise.

Beyond the rent line, Oxnard currently reflects median household income around $90,409; property tax near 1.45% of assessed value; about $215 per square foot; homes typically lingering around 28 days on market; recent appreciation on the order of 14.2% over the modeled window; a housing mix of roughly 55% owners and 45% renters. Income versus rent is the gut-check: if your household is well above the local median, Oxnard CA will feel easier; if you are stretching to the rent estimate, leave room for utilities, insurance, and the inevitable first-month overlap of two households.

Daily costs are not only rent. Walk Score in this report is 68 (Somewhat Walkable), and transit scores around 42 — Some Transit. If you can drop a second car because more of Oxnard is errand-friendly, that savings can dwarf a $100 swing in monthly rent. If you will drive everywhere, add fuel, parking, and insurance before you call the cost of living in Oxnard CA “doable.”

Weather and Climate in Oxnard CA

Weather in Oxnard CA recently averages around 76°F in the modeled window, with typical highs near 81°F and lows near 71°F. That reads as a warm climate compared with a 70°F comfort baseline, which matters for utility bills as much as weekend plans. People moving from colder metros often underestimate cooling costs in Oxnard; people moving from hotter ones notice the milder weeks first.

Environmental indices for Oxnard currently include weather hazard index 20 (100 = avg); wind hazard index 52 (100 = avg); tornado index —; earthquake index —. The area’s environmental read is “Quiet.” Indexes around 100 track a typical U.S. load, so a number well above that is a prompt to price insurance deductibles and backup power, not a reason to panic. Ask your insurer how Oxnard CA wind, hail, or flood rules would change a premium versus where you live now.

If outdoor life is part of why you want Oxnard CA, visit in the least flattering season you can. A January ice event or an August heat week tells you more about living in Oxnard than a perfect Saturday. Pack that reality into the cost-of-living math: higher bills, different hobbies, and occasionally a delayed closing or school-year weather day.

Should You Move to Oxnard CA?

So should you move to Oxnard CA? If the safety score, school ratings, and $2,693 rent estimate line up with your budget and risk tolerance, Oxnard is worth a serious visit — not just a weekend of restaurants. Bring a weekday morning and a weeknight so you see traffic, school pickup, and noise, not only the brochure version of living in Oxnard CA.

If any one pillar is a mismatch — schools that sit below what your kids need, rent that consumes too much of income, or a safety score that makes you uneasy — treat that as a signal to compare other cities rather than talking yourself into it. The point of this snapshot of living in Oxnard CA is to surface those tradeoffs in plain language, using the same report values shown in the dashboard above.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Oxnard.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,983

Mortgage + tax + insurance + HOA

Annual property tax

$8,514

Annual est. $5,580

Est. monthly utilities

$920

Climate-adjusted electric, gas & water

Median home price

$587,200

ACS 2022 median home value $587,200

Home price trend

5-year median sale price

+11.2% · 5 yr
$528k
2022
$542k
2023
$557k
2024
$572k
2025
$587k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,290/mo vs buying
$2,693
Rent
$3,983
Buy

Mortgage

$2,969

Property tax

$710

Insurance

$210

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$7,792/yr

2024

1.37%

$8,025/yr

2025

1.41%

$8,266/yr

2026

1.45%

$8,514/yr

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,517/yr

elevated exposure
Wind hazard index52 (100 = avg)
Tornado index
Earthquake index
Insurance trendTypical near-term temperature around 76°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,517.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Oxnard to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo