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Rancho Cordova, CA

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US location · verified

Neighborhood intelligence

Your Rancho Cordova relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Rancho Cordova.

Median rent

$1,787/mo

ACS 2024 5-year

Median household income

$89,585

ACS 2024 5-year

Median home value

$477,600

ACS 2024 5-year

Safety score

55/100

FBI CDE

Weather

80°F (H 92° / L 67°)

Open-Meteo

Buying in Rancho Cordova? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

55/100

FBI CDE

Typical urban safety profile — 16% above average FBI data, 2023–2024

Good

Noise Level

36 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 40 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Rancho Cordova CA

Rancho Cordova has genuinely comfortable weather: 80°F average with 92°F highs. Combined with $1,787/month rent and 55/100 safety, it makes a strong case for the right mover.

Rancho Cordova has about 81,849 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Rancho Cordova CA Safe?

Rancho Cordova CA scores 55/100 on safety (below average). Crime is about 16% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 116 (100 = avg); violent crime index 119; property crime index 113. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Rancho Cordova CA

School quality varies by neighborhood in Rancho Cordova. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Rancho Cordova CA

Typical rent in Rancho Cordova is about $1,787/month (on the high side). At $1,787/month for a typical unit, you need about $64,332+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $477,600.

Median household income is $89,585, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($89,585) clears the $64,332 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Rancho Cordova CA

Average temperature is about 80°F (highs near 92°F, lows near 67°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Rancho Cordova CA?

Who tends to thrive in Rancho Cordova: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 92°F) (2) Tech and finance workers (the job market is real and local pay near $89,585 helps carry housing costs) (3) Households earning $64,332+ who can clear the 3× rent rule at $1,787/month (4) Movers with a locked job offer in Rancho Cordova who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 55/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 92°F) (3) Anyone stretching past 40% of take-home on housing at $1,787/month

Income sniff test: clear about $64,332 household income for $1,787/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Rancho Cordova scores 55/100 on safety with $1,787/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Rancho Cordova when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Rancho Cordova.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,258

Mortgage + tax + insurance + HOA

Annual property tax

$6,925

Annual est. $5,580

Est. monthly utilities

$749

Climate-adjusted electric, gas & water

Median home price

$477,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$429k
2022
$441k
2023
$453k
2024
$465k
2025
$478k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,471/mo vs buying
$1,787ACS 2024 5-year
Rent
$3,258
Buy

Mortgage

$2,415

Property tax

$577

Insurance

$171

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,337/yr

2024

1.37%

$6,527/yr

2025

1.41%

$6,723/yr

2026

1.45%

$6,925/yr

Buying in Rancho Cordova? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,047/yr

moderate exposure
Wind hazard index40 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,047.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Rancho Cordova to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo