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Sacramento, CA

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Neighborhood intelligence

Your Sacramento relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Sacramento.

Median rent

$1,779/mo

ACS 2024 5-year

Median household income

$87,321

ACS 2024 5-year

Median home value

$506,300

ACS 2024 5-year

Safety score

43/100

FBI CDE

Weather

79°F (H 93° / L 65°)

Open-Meteo

Buying in Sacramento? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

43/100

FBI CDE

Worth extra due diligence — 75% above average FBI data, 2023–2024

Average

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 79°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 45 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Sacramento to other cities

See how Sacramento stacks up on rent, safety, and weather.

Neighborhood guide

Living in Sacramento CA

Sacramento has genuinely comfortable weather: 79°F average with 93°F highs. Combined with $1,779/month rent and 43/100 safety, it makes a strong case for the right mover.

Sacramento has about 528,706 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Sacramento CA Safe?

Sacramento CA scores 43/100 on safety (well below average). Crime is about 75% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 175 (100 = avg); violent crime index 206; property crime index 143. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Sacramento CA

School quality varies by neighborhood in Sacramento. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Sacramento CA

Typical rent in Sacramento is about $1,779/month (on the high side). At $1,779/month for a typical unit, you need about $64,044+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $506,300.

Median household income is $87,321, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($87,321) clears the $64,044 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Sacramento CA

Average temperature is about 79°F (highs near 93°F, lows near 65°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Sacramento CA?

Who tends to thrive in Sacramento: (1) People who genuinely love heat and do not mind living indoors June through September (highs near 93°F) (2) Tech and finance workers (the job market is real and local pay near $87,321 helps carry housing costs) (3) Households earning $64,044+ who can clear the 3× rent rule at $1,779/month (4) Movers with a locked job offer in Sacramento who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 43/100) (2) People who need outdoor time year-round for their mental health (summers lock you inside for 3–4 months; highs near 93°F) (3) Anyone stretching past 40% of take-home on housing at $1,779/month

Income sniff test: clear about $64,044 household income for $1,779/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Sacramento scores 43/100 on safety with $1,779/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Sacramento when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Sacramento.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,448

Mortgage + tax + insurance + HOA

Annual property tax

$7,341

Annual est. $5,580

Est. monthly utilities

$794

Climate-adjusted electric, gas & water

Median home price

$506,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$455k
2022
$468k
2023
$480k
2024
$493k
2025
$506k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,669/mo vs buying
$1,779ACS 2024 5-year
Rent
$3,448
Buy

Mortgage

$2,560

Property tax

$612

Insurance

$181

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,718/yr

2024

1.37%

$6,920/yr

2025

1.41%

$7,127/yr

2026

1.45%

$7,341/yr

Buying in Sacramento? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$2,170/yr

moderate exposure
Wind hazard index45 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 79°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,170.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Sacramento to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo