Safety & Crime Index
60/100
FBI CDE
Typical urban safety profile — At national average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for San Diego.
Median rent
$2,313/mo
ACS 2024 5-year
HUD 2-bedroom FMR $2,823/mo
Median household income
$108,077
ACS 2024 5-year
Median home value
$906,700
ACS 2024 5-year
Safety score
60/100
FBI CDE
Weather
79°F (H 85° / L 73°)
Open-Meteo
Buying in San Diego? Check current mortgage rates early — before you fall in love with a ZIP.
60/100
FBI CDE
Typical urban safety profile — At national average FBI data, 2023–2024
Good
38 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 79°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 59 (100 = avg)
Good / Low Pollen
Side-by-side
See how San Diego stacks up on rent, safety, and weather.
Neighborhood guide
San Diego has genuinely comfortable weather: 79°F average with 85°F highs. Combined with $2,313/month rent and 60/100 safety, it makes a strong case for the right mover.
San Diego has about 1,389,526 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
With about 1.38 million residents, San Diego spans beach ZIPs, military corridors, and inland pockets that do not share the same rent or crime profile. Walk Score 68 and transit score 42 mean you should still plan on driving for most commutes.
San Diego CA scores 60/100 on safety (below average). Crime is near the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 100 (100 = avg); violent crime index 110; property crime index 90. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
Crime index 100 tracks the national average, but violent index 110 and property index 90 show where pressure shows up. A 75/100 safety score is decent citywide yet still demands ZIP-level checks before you lease.
School quality varies by neighborhood in San Diego. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in San Diego is about $2,313/month (expensive). At $2,313/month for a typical unit, you need about $83,268+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $906,700.
Median household income is $108,077, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($108,077) clears the $83,268 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Median home price sits at $783,300 on this report. Median income ($98,657) clears the rent comfort line for many households, but the sniff test at $108,036 for $3,001 rent is tighter than the median alone suggests.
Average temperature is about 79°F (highs near 85°F, lows near 73°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Typical highs near 81°F and lows near 71°F keep heating bills low but still warm enough that inland pockets run hotter in summer. Coastal fog can cool mornings even when averages read 76°F.
San Diego works when you want 75/100 safety with coastal weather and you can afford $3,001/month rent on a household income near $98,657. Overall crime index 100 tracks the national average, but violent index 110 and property index 90 mean ZIP choice still moves the needle. The comfort-income sniff test here is about $108,036, above what many single earners bring home. Pick San Diego for defense, biotech, or remote work with California pay. Pass if the lease pushes past 40% of take-home without a second income.
San Diego is a mixed picture. Safety is average and rent at $2,313/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for San Diego when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for San Diego.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$6,099
Mortgage + tax + insurance + HOA
Annual property tax
$13,147
Annual est. $5,580
Est. monthly utilities
$1,421
Climate-adjusted electric, gas & water
Median home price
$906,700
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$4,585
Property tax
$1,096
Insurance
$324
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$12,031/yr
2024
1.37%
$12,392/yr
2025
1.41%
$12,764/yr
2026
1.45%
$13,147/yr
Buying in San Diego? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$3,886/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,886.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from San Diego to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo