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Santa Clara, CA

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US location · verified

Neighborhood intelligence

Your Santa Clara relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Santa Clara.

Median rent

$3,016/mo

ACS 2024 5-year

HUD 2-bedroom FMR $3,272/mo

Median household income

$178,958

ACS 2024 5-year

Median home value

$1,582,600

ACS 2024 5-year

Safety score

61/100

FBI CDE

Weather

77°F (H 89° / L 65°)

Open-Meteo

Buying in Santa Clara? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

61/100

FBI CDE

Typical urban safety profile — 3% below average FBI data, 2023–2024

Good

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 77°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Santa Clara CA

Santa Clara has genuinely comfortable weather: 77°F average with 89°F highs. Combined with $3,016/month rent and 61/100 safety, it makes a strong case for the right mover.

Santa Clara has about 130,256 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Santa Clara CA Safe?

Santa Clara CA scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 97 (100 = avg); violent crime index 53; property crime index 140. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Santa Clara CA

School quality varies by neighborhood in Santa Clara. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Santa Clara CA

Typical rent in Santa Clara is about $3,016/month (very expensive). At $3,016/month for a typical unit, you need about $108,576+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,582,600.

Median household income is $178,958, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($178,958) clears the $108,576 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Santa Clara CA

Average temperature is about 77°F (highs near 89°F, lows near 65°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Santa Clara CA?

Who tends to thrive in Santa Clara: (1) Dual-income households (at $3,016/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $178,958 helps carry housing costs) (3) Households earning $108,576+ who can clear the 3× rent rule at $3,016/month (4) Movers with a locked job offer in Santa Clara who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $3,016/month) (3) Anyone stretching past 40% of take-home on housing at $3,016/month

Income sniff test: clear about $108,576 household income for $3,016/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Santa Clara holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $3,016/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Santa Clara when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Santa Clara.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$10,575

Mortgage + tax + insurance + HOA

Annual property tax

$22,948

Annual est. $5,580

Est. monthly utilities

$2,481

Climate-adjusted electric, gas & water

Median home price

$1,582,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$1.4M
2022
$1.5M
2023
$1.5M
2024
$1.5M
2025
$1.6M
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$7,559/mo vs buying
$3,016ACS 2024 5-year
Rent
$10,575
Buy

Mortgage

$8,002

Property tax

$1,912

Insurance

$565

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$21,001/yr

2024

1.37%

$21,631/yr

2025

1.41%

$22,280/yr

2026

1.45%

$22,948/yr

Buying in Santa Clara? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$6,783/yr

elevated exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 77°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $6,783.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Santa Clara to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo