Safety & Crime Index
61/100
FBI CDE
Typical urban safety profile — 3% below average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Santa Clara.
Median rent
$3,016/mo
ACS 2024 5-year
HUD 2-bedroom FMR $3,272/mo
Median household income
$178,958
ACS 2024 5-year
Median home value
$1,582,600
ACS 2024 5-year
Safety score
61/100
FBI CDE
Weather
77°F (H 89° / L 65°)
Open-Meteo
Buying in Santa Clara? Check current mortgage rates early — before you fall in love with a ZIP.
61/100
FBI CDE
Typical urban safety profile — 3% below average FBI data, 2023–2024
Good
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 77°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 51 (100 = avg)
Good / Low Pollen
Neighborhood guide
Santa Clara has genuinely comfortable weather: 77°F average with 89°F highs. Combined with $3,016/month rent and 61/100 safety, it makes a strong case for the right mover.
Santa Clara has about 130,256 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Santa Clara CA scores 61/100 on safety (below average). Crime is about 3% below the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 97 (100 = avg); violent crime index 53; property crime index 140. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Santa Clara. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Santa Clara is about $3,016/month (very expensive). At $3,016/month for a typical unit, you need about $108,576+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $1,582,600.
Median household income is $178,958, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($178,958) clears the $108,576 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 77°F (highs near 89°F, lows near 65°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Santa Clara: (1) Dual-income households (at $3,016/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $178,958 helps carry housing costs) (3) Households earning $108,576+ who can clear the 3× rent rule at $3,016/month (4) Movers with a locked job offer in Santa Clara who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 61/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $3,016/month) (3) Anyone stretching past 40% of take-home on housing at $3,016/month
Income sniff test: clear about $108,576 household income for $3,016/month rent. Under that, pick a cheaper ZIP or a different city.
Santa Clara holds up well on the core metrics we publish. Safety at 61/100 makes it a reasonable choice for households who can manage $3,016/month rent. Verify school ratings for your target ZIP separately.
Next steps
Quotes and listings for Santa Clara when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Santa Clara.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$10,575
Mortgage + tax + insurance + HOA
Annual property tax
$22,948
Annual est. $5,580
Est. monthly utilities
$2,481
Climate-adjusted electric, gas & water
Median home price
$1,582,600
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$8,002
Property tax
$1,912
Insurance
$565
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$21,001/yr
2024
1.37%
$21,631/yr
2025
1.41%
$22,280/yr
2026
1.45%
$22,948/yr
Buying in Santa Clara? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$6,783/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $6,783.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Santa Clara to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo