Safety & Crime Index
56/100
FBI CDE
Typical urban safety profile — 13% above average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Ventura.
Median rent
$2,198/mo
ACS 2024 5-year
Median household income
$103,069
ACS 2024 5-year
Median home value
$827,300
ACS 2024 5-year
Safety score
56/100
FBI CDE
Weather
80°F (H 87° / L 74°)
Open-Meteo
Buying in Ventura? Check current mortgage rates early — before you fall in love with a ZIP.
56/100
FBI CDE
Typical urban safety profile — 13% above average FBI data, 2023–2024
Good
37 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 80°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 51 (100 = avg)
Good / Low Pollen
Neighborhood guide
Ventura has genuinely comfortable weather: 80°F average with 87°F highs. Combined with $2,198/month rent and 56/100 safety, it makes a strong case for the right mover.
Ventura has about 109,857 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Ventura CA scores 56/100 on safety (below average). Crime is about 13% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 113 (100 = avg); violent crime index 113; property crime index 112. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Ventura. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Ventura is about $2,198/month (expensive). At $2,198/month for a typical unit, you need about $79,128+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $827,300.
Median household income is $103,069, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($103,069) clears the $79,128 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 80°F (highs near 87°F, lows near 74°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Ventura: (1) Dual-income households (at $2,198/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $103,069 helps carry housing costs) (3) Households earning $79,128+ who can clear the 3× rent rule at $2,198/month (4) Movers with a locked job offer in Ventura who already priced rent and commute
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,198/month) (3) Anyone stretching past 40% of take-home on housing at $2,198/month
Income sniff test: clear about $79,128 household income for $2,198/month rent. Under that, pick a cheaper ZIP or a different city.
Ventura is a mixed picture. Safety is average and rent at $2,198/month is on the high side. It works for the right household but is not an obvious choice.
Next steps
Quotes and listings for Ventura when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Ventura.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$5,573
Mortgage + tax + insurance + HOA
Annual property tax
$11,996
Annual est. $5,580
Est. monthly utilities
$1,297
Climate-adjusted electric, gas & water
Median home price
$827,300
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$4,183
Property tax
$1,000
Insurance
$296
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$10,978/yr
2024
1.37%
$11,307/yr
2025
1.41%
$11,647/yr
2026
1.45%
$11,996/yr
Buying in Ventura? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
20 (100 = avg)
low exposureEst. annual homeowners insurance
$3,546/yr
elevated exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,546.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Ventura to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo