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Ventura, CA

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US location · verified

Neighborhood intelligence

Your Ventura relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Ventura.

Median rent

$2,198/mo

ACS 2024 5-year

Median household income

$103,069

ACS 2024 5-year

Median home value

$827,300

ACS 2024 5-year

Safety score

56/100

FBI CDE

Weather

80°F (H 87° / L 74°)

Open-Meteo

Buying in Ventura? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

56/100

FBI CDE

Typical urban safety profile — 13% above average FBI data, 2023–2024

Good

Noise Level

37 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 80°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 51 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Ventura CA

Ventura has genuinely comfortable weather: 80°F average with 87°F highs. Combined with $2,198/month rent and 56/100 safety, it makes a strong case for the right mover.

Ventura has about 109,857 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Ventura CA Safe?

Ventura CA scores 56/100 on safety (below average). Crime is about 13% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.

Detail: overall crime index 113 (100 = avg); violent crime index 113; property crime index 112. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Ventura CA

School quality varies by neighborhood in Ventura. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Ventura CA

Typical rent in Ventura is about $2,198/month (expensive). At $2,198/month for a typical unit, you need about $79,128+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $827,300.

Median household income is $103,069, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($103,069) clears the $79,128 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Ventura CA

Average temperature is about 80°F (highs near 87°F, lows near 74°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Ventura CA?

Who tends to thrive in Ventura: (1) Dual-income households (at $2,198/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and local pay near $103,069 helps carry housing costs) (3) Households earning $79,128+ who can clear the 3× rent rule at $2,198/month (4) Movers with a locked job offer in Ventura who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 56/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $2,198/month) (3) Anyone stretching past 40% of take-home on housing at $2,198/month

Income sniff test: clear about $79,128 household income for $2,198/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Ventura is a mixed picture. Safety is average and rent at $2,198/month is on the high side. It works for the right household but is not an obvious choice.

Next steps

Tools for your move

Quotes and listings for Ventura when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Ventura.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$5,573

Mortgage + tax + insurance + HOA

Annual property tax

$11,996

Annual est. $5,580

Est. monthly utilities

$1,297

Climate-adjusted electric, gas & water

Median home price

$827,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$744k
2022
$764k
2023
$785k
2024
$806k
2025
$827k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$3,375/mo vs buying
$2,198ACS 2024 5-year
Rent
$5,573
Buy

Mortgage

$4,183

Property tax

$1,000

Insurance

$296

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$10,978/yr

2024

1.37%

$11,307/yr

2025

1.41%

$11,647/yr

2026

1.45%

$11,996/yr

Buying in Ventura? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$3,546/yr

elevated exposure
Wind hazard index51 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 80°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $3,546.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Ventura to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo