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Fort Lauderdale, FL

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US location · verified

Neighborhood intelligence

Your Fort Lauderdale relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Fort Lauderdale.

Median rent

$1,854/mo

ACS 2024 5-year

Median household income

$83,130

ACS 2024 5-year

Median home value

$486,700

ACS 2024 5-year

Safety score

38/100

FBI CDE

Weather

82°F (H 85° / L 80°)

Open-Meteo

Buying in Fort Lauderdale? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

38/100

FBI CDE

Worth extra due diligence — 105% above average FBI data, 2023–2024

Below Average

Noise Level

51 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 82°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 85 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Fort Lauderdale FL

Fort Lauderdale posts 38/100 on safety against $1,854/month typical rent. Here is what the numbers actually mean.

Fort Lauderdale has about 185,604 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Fort Lauderdale FL Safe?

Fort Lauderdale FL scores 38/100 on safety (well below average). Crime is about 105% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 205 (100 = avg); violent crime index 185; property crime index 224. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Fort Lauderdale FL

School quality varies by neighborhood in Fort Lauderdale. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Fort Lauderdale FL

Typical rent in Fort Lauderdale is about $1,854/month (on the high side). At $1,854/month for a typical unit, you need about $66,744+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $486,700.

Median household income is $83,130, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($83,130) clears the $66,744 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Fort Lauderdale FL

Average temperature is about 82°F (highs near 85°F, lows near 80°F).

Midafternoon outdoor time is limited most of summer without shade and water. Plan on summer electric bills around $200–$300/month for a typical apartment if you run AC hard. If you visit, go in July or August. That is the real test.

Hazard indexes (100 ≈ typical U.S.): weather hazard index 128. Ask insurers for a quote on the ZIP you want. Deductibles can move your monthly cost as much as a $50–$100 rent difference.

Who Should Move to Fort Lauderdale FL?

Who tends to thrive in Fort Lauderdale: (1) Dual-income households (at $1,854/month, the rent math works much better with two salaries) (2) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (3) Households earning $66,744+ who can clear the 3× rent rule at $1,854/month (4) Movers with a locked job offer in Fort Lauderdale who already priced rent and commute

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 38/100) (2) Single earners under $70k (the rent-to-income ratio is tight at $1,854/month) (3) Anyone stretching past 40% of take-home on housing at $1,854/month

Income sniff test: clear about $66,744 household income for $1,854/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Fort Lauderdale requires serious research first. Safety scores 38/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Fort Lauderdale when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Fort Lauderdale.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,318

Mortgage + tax + insurance + HOA

Annual property tax

$7,057

Annual est. $5,580

Est. monthly utilities

$1,197

Climate-adjusted electric, gas & water

Median home price

$486,700

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$438k
2022
$449k
2023
$462k
2024
$474k
2025
$487k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,464/mo vs buying
$1,854ACS 2024 5-year
Rent
$3,318
Buy

Mortgage

$2,461

Property tax

$588

Insurance

$174

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,458/yr

2024

1.37%

$6,652/yr

2025

1.41%

$6,851/yr

2026

1.45%

$7,057/yr

Buying in Fort Lauderdale? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

128 (100 = avg)

elevated exposure

Est. annual homeowners insurance

$2,086/yr

moderate exposure
Wind hazard index85 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 82°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,086.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Fort Lauderdale to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo