Safety & Crime Index
44/100
FBI CDE
Worth extra due diligence — 71% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Gainesville.
Median rent
$1,296/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,471/mo
Median household income
$46,195
ACS 2024 5-year
Median home value
$247,500
ACS 2024 5-year
Safety score
44/100
FBI CDE
Weather
75°F (H 83° / L 67°)
Open-Meteo
Buying in Gainesville? Check current mortgage rates early — before you fall in love with a ZIP.
44/100
FBI CDE
Worth extra due diligence — 71% above average FBI data, 2023–2024
Average
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 75°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 51 (100 = avg)
Good / Low Pollen
Neighborhood guide
Gainesville is one of the more affordable options in its region at $1,296/month typical rent. Safety scores 44/100.
Gainesville has about 145,702 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Gainesville FL scores 44/100 on safety (well below average). Crime is about 71% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 171 (100 = avg); violent crime index 198; property crime index 144. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Gainesville. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Gainesville is about $1,296/month (moderate). At $1,296/month for a typical unit, you need about $46,656+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $247,500.
Median household income is $46,195, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($46,195) sits below the $46,656 comfort line for that rent. Many households will feel stretched.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 75°F (highs near 83°F, lows near 67°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Gainesville: (1) Renters who want $1,296/month housing without coastal prices (comfort income is about $46,656) (2) Households earning $46,656+ who can clear the 3× rent rule at $1,296/month (3) Movers with a locked job offer in Gainesville who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 44/100) (2) Households expecting top marks on rent and safety at once (Gainesville does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $46,656 household income for $1,296/month rent. Under that, pick a cheaper ZIP or a different city.
Gainesville scores 44/100 on safety with $1,296/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Gainesville when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Gainesville.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,734
Mortgage + tax + insurance + HOA
Annual property tax
$3,589
Annual est. $5,580
Est. monthly utilities
$449
Climate-adjusted electric, gas & water
Median home price
$247,500
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,251
Property tax
$299
Insurance
$88
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$3,284/yr
2024
1.37%
$3,383/yr
2025
1.41%
$3,484/yr
2026
1.45%
$3,589/yr
Buying in Gainesville? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
50 (100 = avg)
low exposureEst. annual homeowners insurance
$1,061/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,061.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Gainesville to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo