Safety & Crime Index
47/100
FBI CDE
Worth extra due diligence — 52% above average FBI data, 2023–2024
Average
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Lake Charles.
Median rent
$1,109/mo
ACS 2024 5-year
HUD 2-bedroom FMR $1,231/mo
Median household income
$59,235
ACS 2024 5-year
Median home value
$214,300
ACS 2024 5-year
Safety score
47/100
FBI CDE
Weather
72°F (H 82° / L 63°)
Open-Meteo
Buying in Lake Charles? Check current mortgage rates early — before you fall in love with a ZIP.
47/100
FBI CDE
Worth extra due diligence — 52% above average FBI data, 2023–2024
Average
45 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 72°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 61 (100 = avg)
Good / Low Pollen
Neighborhood guide
Lake Charles is one of the more affordable options in its region at $1,109/month typical rent. Safety scores 47/100.
Lake Charles has about 81,143 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Lake Charles LA scores 47/100 on safety (well below average). Crime is about 52% above the national average. Research block-level crime data and visit after dark before you commit.
Detail: overall crime index 152 (100 = avg); violent crime index 165; property crime index 139. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Lake Charles. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Lake Charles is about $1,109/month (affordable). At $1,109/month for a typical unit, you need about $39,924+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $214,300.
Median household income is $59,235, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($59,235) clears the $39,924 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 72°F (highs near 82°F, lows near 63°F).
Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.
Who tends to thrive in Lake Charles: (1) Renters who want $1,109/month housing without coastal prices (comfort income is about $39,924) (2) Households earning $39,924+ who can clear the 3× rent rule at $1,109/month (3) Movers with a locked job offer in Lake Charles who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 47/100) (2) Households expecting top marks on rent and safety at once (Lake Charles does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing
Income sniff test: clear about $39,924 household income for $1,109/month rent. Under that, pick a cheaper ZIP or a different city.
Lake Charles scores 47/100 on safety with $1,109/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Lake Charles when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Lake Charles.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$1,514
Mortgage + tax + insurance + HOA
Annual property tax
$3,107
Annual est. $5,580
Est. monthly utilities
$465
Climate-adjusted electric, gas & water
Median home price
$214,300
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$1,084
Property tax
$259
Insurance
$77
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$2,843/yr
2024
1.37%
$2,929/yr
2025
1.41%
$3,017/yr
2026
1.45%
$3,107/yr
Buying in Lake Charles? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
93 (100 = avg)
moderate exposureEst. annual homeowners insurance
$918/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $918.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Lake Charles to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo