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Lake Charles, LA

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US location · verified

Neighborhood intelligence

Your Lake Charles relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Lake Charles.

Median rent

$1,109/mo

ACS 2024 5-year

HUD 2-bedroom FMR $1,231/mo

Median household income

$59,235

ACS 2024 5-year

Median home value

$214,300

ACS 2024 5-year

Safety score

47/100

FBI CDE

Weather

72°F (H 82° / L 63°)

Open-Meteo

Buying in Lake Charles? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

47/100

FBI CDE

Worth extra due diligence — 52% above average FBI data, 2023–2024

Average

Noise Level

45 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 72°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 61 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Lake Charles LA

Lake Charles is one of the more affordable options in its region at $1,109/month typical rent. Safety scores 47/100.

Lake Charles has about 81,143 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Lake Charles LA Safe?

Lake Charles LA scores 47/100 on safety (well below average). Crime is about 52% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 152 (100 = avg); violent crime index 165; property crime index 139. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Lake Charles LA

School quality varies by neighborhood in Lake Charles. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Lake Charles LA

Typical rent in Lake Charles is about $1,109/month (affordable). At $1,109/month for a typical unit, you need about $39,924+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $214,300.

Median household income is $59,235, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($59,235) clears the $39,924 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Lake Charles LA

Average temperature is about 72°F (highs near 82°F, lows near 63°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Lake Charles LA?

Who tends to thrive in Lake Charles: (1) Renters who want $1,109/month housing without coastal prices (comfort income is about $39,924) (2) Households earning $39,924+ who can clear the 3× rent rule at $1,109/month (3) Movers with a locked job offer in Lake Charles who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 47/100) (2) Households expecting top marks on rent and safety at once (Lake Charles does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $39,924 household income for $1,109/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Lake Charles scores 47/100 on safety with $1,109/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Lake Charles when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Lake Charles.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,514

Mortgage + tax + insurance + HOA

Annual property tax

$3,107

Annual est. $5,580

Est. monthly utilities

$465

Climate-adjusted electric, gas & water

Median home price

$214,300

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$193k
2022
$198k
2023
$203k
2024
$209k
2025
$214k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$405/mo vs buying
$1,109ACS 2024 5-year
Rent
$1,514
Buy

Mortgage

$1,084

Property tax

$259

Insurance

$77

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$2,843/yr

2024

1.37%

$2,929/yr

2025

1.41%

$3,017/yr

2026

1.45%

$3,107/yr

Buying in Lake Charles? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

93 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$918/yr

moderate exposure
Wind hazard index61 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 72°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $918.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Lake Charles to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo