Safety & Crime Index
57/100
FBI CDE
Typical urban safety profile — 11% above average FBI data, 2023–2024
Good
Report status
US location · verified
Neighborhood intelligence
Safety, noise, air quality, true cost, hazard, and commute intelligence for Lowell.
Median rent
$1,625/mo
ACS 2024 5-year
Median household income
$78,658
ACS 2024 5-year
Median home value
$429,200
ACS 2024 5-year
Safety score
57/100
FBI CDE
Weather
57°F (H 65° / L 49°)
Open-Meteo
Buying in Lowell? Check current mortgage rates early — before you fall in love with a ZIP.
57/100
FBI CDE
Typical urban safety profile — 11% above average FBI data, 2023–2024
Good
40 dB — Quiet Suburb
Open-Meteo
Open-Meteo 16-day avg 57°F
Quiet — Low environmental index
AQI 35 — Good
Open-Meteo
Low pollen & dust baseline · wind index 54 (100 = avg)
Good / Low Pollen
Neighborhood guide
Lowell posts 57/100 on safety against $1,625/month typical rent. Here is what the numbers actually mean.
Lowell has about 118,368 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.
Lowell MA scores 57/100 on safety (below average). Crime is about 11% above the national average. Expect more property crime (car break-ins, package theft) than a quiet suburb.
Detail: overall crime index 111 (100 = avg); violent crime index 130; property crime index 91. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.
School quality varies by neighborhood in Lowell. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.
Typical rent in Lowell is about $1,625/month (on the high side). At $1,625/month for a typical unit, you need about $58,500+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $429,200.
Median household income is $78,658, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($78,658) clears the $58,500 comfort line for that rent.
Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).
Average temperature is about 57°F (highs near 65°F, lows near 49°F).
Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.
Who tends to thrive in Lowell: (1) Households earning $58,500+ who can clear the 3× rent rule at $1,625/month (2) Movers with a locked job offer in Lowell who already priced rent and commute (3) Buyers comparing mid-size metros who will tour multiple ZIPs before signing (4) People who will visit on a weekday and a weekend before committing (not just a long weekend)
Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 57/100) (2) Anyone stretching past 40% of take-home on housing at $1,625/month (3) Households expecting top marks on rent and safety at once (Lowell does not clear every bar)
Income sniff test: clear about $58,500 household income for $1,625/month rent. Under that, pick a cheaper ZIP or a different city.
Lowell scores 57/100 on safety with $1,625/month typical rent. Run the numbers against your income before committing.
Next steps
Quotes and listings for Lowell when you're ready to act.
Relocation deep-dive
True ownership costs, insurance hazards, and commute math for Lowell.
Property tax trajectories and climate-adjusted utility estimates
Monthly carrying cost
$2,937
Mortgage + tax + insurance + HOA
Annual property tax
$6,223
Annual est. $5,580
Est. monthly utilities
$761
Climate-adjusted electric, gas & water
Median home price
$429,200
ACS 2024 5-year
Home price trend
5-year median sale price
Modeled from +14.2% cumulative appreciation · median sale price by year
Rent vs buy index
Estimated monthly cost comparison
Mortgage
$2,170
Property tax
$519
Insurance
$153
HOA
$95
Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included
Property tax trajectory
Effective rate and estimated annual bill on median home
2023
1.33%
$5,695/yr
2024
1.37%
$5,866/yr
2025
1.41%
$6,042/yr
2026
1.45%
$6,223/yr
Buying in Lowell? See current mortgage rates in minutes.
Flood zone exposure and average insurance premium impacts
Flood zone
Zone X — minimal flood risk
moderate exposureWildfire hazard index
45 (100 = avg)
low exposureEst. annual homeowners insurance
$1,839/yr
moderate exposureFlood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,839.
Work address, MPG, and toll footprint estimates
Work commute & expense calculator
Monthly gas and toll footprint from Lowell to your workplace
One-way drive
~24 min
At ~30 mph average
Monthly fuel
$66
18.9 gal · 22 days
Monthly tolls
$0
Round-trip toll estimate
Monthly total
$66
Gas + tolls · 48 min/day
Annual footprint
$792
Commute-only estimate
✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo