Troy, MI

Troy MI scores 82/100 on safety (above average). Crime is about 51% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 49 (100 = avg); violent crime index 28; property crime index 69. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Troy. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Troy is about $1,602/month (on the high side). At $1,602/month for a typical unit, you need about $57,672+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $420,300.

Median household income is $120,045, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($120,045) clears the $57,672 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 58°F (highs near 66°F, lows near 50°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who tends to thrive in Troy: (1) Households that want quieter streets (safety sits at 82/100) (2) Tech and finance workers (the job market is real and local pay near $120,045 helps carry housing costs) (3) People relocating for a job who can pick a safer ZIP (citywide safety is 82/100) (4) Households earning $57,672+ who can clear the 3× rent rule at $1,602/month

Who should look elsewhere: (1) Anyone stretching past 40% of take-home on housing at $1,602/month (2) Households expecting top marks on rent and safety at once (Troy does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $57,672 household income for $1,602/month rent. Under that, pick a cheaper ZIP or a different city.

Troy holds up well on the core metrics we publish. Safety at 82/100 makes it a reasonable choice for households who can manage $1,602/month rent. Verify school ratings for your target ZIP separately.