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Sioux Falls, SD

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US location · verified

Neighborhood intelligence

Your Sioux Falls relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Sioux Falls.

Median rent

$1,035/mo

ACS 2024 5-year

Median household income

$75,970

ACS 2024 5-year

Median home value

$292,400

ACS 2024 5-year

Safety score

52/100

FBI CDE

Weather

57°F (H 65° / L 49°)

Open-Meteo

Buying in Sioux Falls? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

52/100

FBI CDE

Worth extra due diligence — 32% above average FBI data, 2023–2024

Average

Noise Level

40 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 57°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 78 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Sioux Falls SD

Sioux Falls is one of the more affordable options in its region at $1,035/month typical rent. Safety scores 52/100.

Sioux Falls has about 201,469 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Sioux Falls SD Safe?

Sioux Falls SD scores 52/100 on safety (well below average). Crime is about 32% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 132 (100 = avg); violent crime index 127; property crime index 137. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Sioux Falls SD

School quality varies by neighborhood in Sioux Falls. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Sioux Falls SD

Typical rent in Sioux Falls is about $1,035/month (affordable). At $1,035/month for a typical unit, you need about $37,260+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $292,400.

Median household income is $75,970, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($75,970) clears the $37,260 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Sioux Falls SD

Average temperature is about 57°F (highs near 65°F, lows near 49°F).

Cooler months cut into patio season; plan indoor hobbies for part of the year. Heating will show up on winter bills more than AC does in summer. If you visit, go in January. That is when the cold is honest.

Who Should Move to Sioux Falls SD?

Who tends to thrive in Sioux Falls: (1) Renters who want $1,035/month housing without coastal prices (comfort income is about $37,260) (2) Households earning $37,260+ who can clear the 3× rent rule at $1,035/month (3) Movers with a locked job offer in Sioux Falls who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 52/100) (2) Households expecting top marks on rent and safety at once (Sioux Falls does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $37,260 household income for $1,035/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Sioux Falls scores 52/100 on safety with $1,035/month typical rent. Run the numbers against your income before committing.

Next steps

Tools for your move

Quotes and listings for Sioux Falls when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Sioux Falls.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$2,031

Mortgage + tax + insurance + HOA

Annual property tax

$4,240

Annual est. $5,580

Est. monthly utilities

$458

Climate-adjusted electric, gas & water

Median home price

$292,400

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$263k
2022
$270k
2023
$277k
2024
$285k
2025
$292k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$996/mo vs buying
$1,035ACS 2024 5-year
Rent
$2,031
Buy

Mortgage

$1,479

Property tax

$353

Insurance

$104

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,880/yr

2024

1.37%

$3,997/yr

2025

1.41%

$4,117/yr

2026

1.45%

$4,240/yr

Buying in Sioux Falls? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

20 (100 = avg)

low exposure

Est. annual homeowners insurance

$1,253/yr

moderate exposure
Wind hazard index78 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 57°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $1,253.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Sioux Falls to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo