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Cedar Park, TX

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US location · verified

Neighborhood intelligence

Your Cedar Park relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Cedar Park.

Median rent

$1,846/mo

ACS 2024 5-year

Median household income

$129,545

ACS 2024 5-year

Median home value

$513,600

ACS 2024 5-year

Safety score

81/100

FBI CDE

Weather

75°F (H 83° / L 68°)

Open-Meteo

Buying in Cedar Park? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

81/100

FBI CDE

Above-average peace of mind — 50% below average FBI data, 2023–2024

Above Average

Noise Level

49 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 75°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 72 (100 = avg)

Good / Low Pollen

Neighborhood guide

Living in Cedar Park TX

Cedar Park offers above-average safety (81/100). Rent runs $1,846/month and median income sits at $129,545.

Cedar Park has about 78,301 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Cedar Park TX Safe?

Cedar Park TX scores 81/100 on safety (above average). Crime is about 50% below the national average. Most neighborhoods are fine for evening walks; still check the block you actually rent.

Detail: overall crime index 50 (100 = avg); violent crime index 29; property crime index 70. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Cedar Park TX

School quality varies by neighborhood in Cedar Park. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Cedar Park TX

Typical rent in Cedar Park is about $1,846/month (on the high side). At $1,846/month for a typical unit, you need about $66,456+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $513,600.

Median household income is $129,545, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($129,545) clears the $66,456 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Cedar Park TX

Average temperature is about 75°F (highs near 83°F, lows near 68°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who Should Move to Cedar Park TX?

Who tends to thrive in Cedar Park: (1) Households that want quieter streets (safety sits at 81/100) (2) Dual-income households (at $1,846/month, the rent math works much better with two salaries) (3) Tech and finance workers (the job market is real and no state income tax compounds that advantage at higher salaries) (4) People relocating for a job who can pick a safer ZIP (citywide safety is 81/100)

Who should look elsewhere: (1) Single earners under $70k (the rent-to-income ratio is tight at $1,846/month) (2) Anyone stretching past 40% of take-home on housing at $1,846/month (3) Households expecting top marks on rent and safety at once (Cedar Park does not clear every bar)

Income sniff test: clear about $66,456 household income for $1,846/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Cedar Park holds up well on the core metrics we publish. Safety at 81/100 makes it a reasonable choice for households who can manage $1,846/month rent. Verify school ratings for your target ZIP separately.

Next steps

Tools for your move

Quotes and listings for Cedar Park when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Cedar Park.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$3,496

Mortgage + tax + insurance + HOA

Annual property tax

$7,447

Annual est. $5,580

Est. monthly utilities

$1,208

Climate-adjusted electric, gas & water

Median home price

$513,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$462k
2022
$474k
2023
$487k
2024
$500k
2025
$514k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$1,650/mo vs buying
$1,846ACS 2024 5-year
Rent
$3,496
Buy

Mortgage

$2,597

Property tax

$621

Insurance

$183

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$6,815/yr

2024

1.37%

$7,020/yr

2025

1.41%

$7,230/yr

2026

1.45%

$7,447/yr

Buying in Cedar Park? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

115 (100 = avg)

moderate exposure

Est. annual homeowners insurance

$2,201/yr

moderate exposure
Wind hazard index72 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 75°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $2,201.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Cedar Park to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo