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Austin, TX vs Memphis, TN

Climate is the sharpest divide between Austin and Memphis. Austin averages 92°F while Memphis averages 87°F, a difference that affects utility bills, outdoor lifestyle, and how you feel nine months of the year. Rent runs $1,852 versus $1,274.

This is a genuine split. Austin wins on the job market, safety, and schools and Memphis wins on cost of living and weather. Which matters more depends entirely on how you live: remote workers and families weight these categories differently than commuters or single professionals.

The rent gap is real but neighborhoods matter. Memphis at $1,274 average has pockets that run $1,074 and others at $1,674: your actual number depends on which part of the city you land in.

Full Austin reportFull Memphis report

Austin, TX

Rent
1,852/mo
Median income
86,556
Crime index
117
Schools
A
Weather
92°F

Memphis, TN

Rent
1,274/mo
Median income
59,621
Crime index
150
Schools
A-
Weather
87°F

Rent

31% cheaper

Memphis rent is 31% cheaper than Austin

Austin

$1,852/mo

Memphis

Winner

$1,274/mo

What this means for your life

Typical rent runs $1,274 a month in Memphis versus $1,852 in Austin, so Memphis is 31% cheaper. That's roughly $578/month back in your pocket ($6,936/year). Over five years that's $34,680 you could redirect toward a down payment, travel, or investments. Housing is the bill you pay before groceries, childcare, or a social life, so that gap shows up in how often you eat out and how panicked a rent hike feels. If you already have a high-paying offer in Austin, the extra rent can be rational. If you do not, Memphis is the easier city to land in without blowing up your budget.

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Median income

45% higher

Austin's median income is 45% higher than Memphis

Austin

Winner

$86,556

Memphis

$59,621

What this means for your life

Median household income is $86,556 in Austin versus $59,621 in Memphis, so typical pay runs 45% higher in Austin (about $26,935 more household income a year). Higher median income usually signals a stronger local job market and better negotiating leverage on salary. Remote workers should weigh this against cost of living rather than treating it as a direct personal benefit. For people who will actually work in town, Austin is the stronger labor market on paper. Memphis can still win if housing is cheap enough to offset the weaker median or if your specific role already pays well there.

Crime index

22% lower crime

Austin's crime index is 22% lower than Memphis

Austin

Winner

117 (100 = avg)

Memphis

150 (100 = avg)

What this means for your life

Austin's crime index is 117 versus 150 in Memphis (100 = national average), so citywide crime runs 22% lower in Austin. That gap is meaningful day-to-day. It affects whether you feel comfortable walking at night, leaving your car on the street, or letting kids play outside unsupervised. Indexes still compress a lot of reality: a calmer city has blocks you would skip, and a higher-crime city has streets that feel neighborly at 10 p.m. On the everyday test of walking from the car to the door, Austin is the easier city. Memphis can still work if you pick the right pocket. Just budget more diligence before you sign a lease.

School scores

5% higher scores

Austin's school scores are 5% higher than Memphis

Austin

Winner

A · 88/100

Memphis

A- · 84/100

What this means for your life

Austin grades out at A (88/100) against A- (84/100) in Memphis. School scores run 5% higher in Austin. The citywide gap is modest. For families with kids it is still worth checking the specific campuses you would actually use, because a small composite lead can disappear (or reverse) two neighborhoods over. Memphis is only the better school story if a campus you already researched beats this composite.

Typical weather

61% more comfortable

Memphis weather is 61% more comfortable than Austin

Austin

92°F avg · 104°F highs · comfort 38/100

Memphis

Winner

87°F avg · 99°F highs · comfort 61/100

What this means for your life

Austin averages about 92°F (104°F highs); Memphis averages about 87°F (99°F highs). Austin often hits 104°F highs, so expect heavy AC use and limited outdoor time in summer. Memphis runs very hot summers (highs near 99°F), which means indoor living for large stretches of the year. Memphis scores 61% closer to the 65-80°F comfort band on this page, so it is the easier default for year-round outdoor errands and evenings. Choose Austin if you already prefer its hotter or cooler pattern and have budgeted for the AC or heating that comes with it.

Fit check

Who should choose Austin

Career-focused movers who want salary upside and professional growth

Austin is the better city for career-focused movers who want salary upside and professional growth. Median household income is 45% higher here ($86,556). Start with Austin if your next chapter is about building earnings, and make weather or nightlife a secondary screen.

Austin is the stronger everyday city for households that care about calm streets and usable public schools. Safety and school scores both land here. You will still pick a neighborhood with care, but the citywide baseline is less of a gamble than in Memphis.

Open the Austin report →

Fit check

Who should choose Memphis

Outdoor enthusiasts and people who need year-round access to nature for their wellbeing

Memphis is the clearer landing pad if housing cost is what keeps you up at night. Typical rent is 31% cheaper here at about $1,274 a month. Choose Memphis if you are stretching a salary, starting over, or want slack for travel and debt instead of a flashier skyline.

Pick Memphis if you are an outdoor enthusiast or you need year-round access to nature for your wellbeing. Typical conditions (87°F) beat Austin on this page's weather index by 61%. Austin may pay more or cost less, but Memphis is the city where the forecast fights you less.

Open the Memphis report →

Bottom line

Austin vs Memphis: Our Take

Austin wins overall, but the margin is thinner than the category headlines suggest (3 wins to 2).

Austin's median household income is 45% higher ($86,556 vs $59,621), which can offset housing cost for higher earners.

The main trade-off: Memphis's typical rent runs 31% lower than Austin ($1,274/month vs $1,852/month), which is real money over a lease.

The decision comes down to whether you value the job market more than cost of living. For most middle-income movers, Austin is the stronger choice.

Common questions

Austin vs Memphis FAQ

Is Austin cheaper than Memphis?
No. Memphis is cheaper: typical rent is $1,274 a month versus $1,852 in Austin (31% lower). Median household income is $86,556 in Austin compared with $59,621 in Memphis, so Austin has the stronger local pay picture.
Which city is safer, Austin or Memphis?
Austin is safer on this comparison. Its crime index is 117 versus 150 in Memphis (22% lower; 100 is the national average). Citywide indexes still hide neighborhood variation, so walk the block you would actually rent.
Which city has better schools, Austin or Memphis?
Austin has better schools on this comparison: A (88/100) versus A- in Memphis. School scores run 5% higher. District averages can hide campus-level gaps, so check the zoned elementary, middle, and high school you would actually use.

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