Memphis, TN

Memphis TN scores 9/100 on safety (well below average). Crime is about 437% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 537 (100 = avg); violent crime index 674; property crime index 399. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

School quality varies by neighborhood in Memphis. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Typical rent in Memphis is about $1,181/month (affordable). At $1,181/month for a typical unit, you need about $42,516+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $169,000.

Median household income is $51,736, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($51,736) clears the $42,516 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Average temperature is about 74°F (highs near 84°F, lows near 64°F).

Most of the year is outdoor-friendly; peak summer still needs AC for comfort. Cooling costs matter more than heating for most of the year. If you visit, go in late summer so you feel the heat, not just a mild weekend.

Who tends to thrive in Memphis: (1) Renters who want $1,181/month housing without coastal prices (comfort income is about $42,516) (2) Households earning $42,516+ who can clear the 3× rent rule at $1,181/month (3) Movers with a locked job offer in Memphis who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 9/100) (2) Households expecting top marks on rent and safety at once (Memphis does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $42,516 household income for $1,181/month rent. Under that, pick a cheaper ZIP or a different city.

Moving to Memphis requires serious research first. Safety scores 9/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.