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Baltimore, MD

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US location · verified

Neighborhood intelligence

Your Baltimore relocation brief

Safety, noise, air quality, true cost, hazard, and commute intelligence for Baltimore.

Median rent

$1,331/mo

ACS 2024 5-year

HUD 2-bedroom FMR $2,006/mo

Median household income

$62,177

ACS 2024 5-year

Median home value

$229,600

ACS 2024 5-year

Safety score

23/100

FBI CDE

Weather

64°F (H 71° / L 56°)

Open-Meteo

Buying in Baltimore? Check current mortgage rates early — before you fall in love with a ZIP.

Safety & Crime Index

23/100

FBI CDE

Worth extra due diligence — 238% above average FBI data, 2023–2024

Below Average

Noise Level

39 dB — Quiet Suburb

Open-Meteo

Open-Meteo 16-day avg 64°F

Quiet — Low environmental index

Environmental / Air Quality

AQI 35 — Good

Open-Meteo

Low pollen & dust baseline · wind index 52 (100 = avg)

Good / Low Pollen

Side-by-side

Compare Baltimore to other cities

See how Baltimore stacks up on rent, safety, and weather.

Neighborhood guide

Living in Baltimore MD

Baltimore is one of the more affordable options in its region at $1,331/month typical rent. Safety scores 23/100.

Baltimore has about 573,243 residents. Scores below are citywide. Your ZIP can land better or worse on rent and crime.

Is Baltimore MD Safe?

Baltimore MD scores 23/100 on safety (well below average). Crime is about 238% above the national average. Research block-level crime data and visit after dark before you commit.

Detail: overall crime index 338 (100 = avg); violent crime index 436; property crime index 239. Indexes near 100 track a typical U.S. load. Higher means more crime pressure on that category.

Schools in Baltimore MD

School quality varies by neighborhood in Baltimore. Check GreatSchools.org or your local district for current ratings before you choose a ZIP.

Cost of Living in Baltimore MD

Typical rent in Baltimore is about $1,331/month (moderate). At $1,331/month for a typical unit, you need about $47,916+ in household income to rent comfortably without stretching (3× rent × 12). Typical home value: $229,600.

Median household income is $62,177, property taxes run about 1.45%, and homes typically sell in around 28 days. Local median income ($62,177) clears the $47,916 comfort line for that rent.

Walk Score 68 (Somewhat Walkable); transit score 42 (Some Transit).

Weather and Climate in Baltimore MD

Average temperature is about 64°F (highs near 71°F, lows near 56°F).

You can be outside most of the year without extreme gear. Heating and cooling costs are usually moderate compared with hotter or colder metros. If you visit, go in winter or midsummer (not only in spring) to see the extremes.

Who Should Move to Baltimore MD?

Who tends to thrive in Baltimore: (1) Renters who want $1,331/month housing without coastal prices (comfort income is about $47,916) (2) Households earning $47,916+ who can clear the 3× rent rule at $1,331/month (3) Movers with a locked job offer in Baltimore who already priced rent and commute (4) Buyers comparing mid-size metros who will tour multiple ZIPs before signing

Who should look elsewhere: (1) People with young kids who want to let them roam freely (crime pressure is real here; safety 23/100) (2) Households expecting top marks on rent and safety at once (Baltimore does not clear every bar) (3) People who will not research ZIP-level crime maps before leasing

Income sniff test: clear about $47,916 household income for $1,331/month rent. Under that, pick a cheaper ZIP or a different city.

Bottom Line

Moving to Baltimore requires serious research first. Safety scores 23/100 which is significantly below average. If you have a specific reason to be here that justifies the tradeoff, go in with eyes open on neighborhood selection.

Next steps

Tools for your move

Quotes and listings for Baltimore when you're ready to act.

Relocation deep-dive

Before you sign anything

True ownership costs, insurance hazards, and commute math for Baltimore.

True Cost Matrix

Property tax trajectories and climate-adjusted utility estimates

Monthly carrying cost

$1,615

Mortgage + tax + insurance + HOA

Annual property tax

$3,329

Annual est. $5,580

Est. monthly utilities

$394

Climate-adjusted electric, gas & water

Median home price

$229,600

ACS 2024 5-year

Home price trend

5-year median sale price

+11.2% · 5 yr
$206k
2022
$212k
2023
$218k
2024
$224k
2025
$230k
2026

Modeled from +14.2% cumulative appreciation · median sale price by year

Rent vs buy index

Estimated monthly cost comparison

Renting saves ~$284/mo vs buying
$1,331ACS 2024 5-year
Rent
$1,615
Buy

Mortgage

$1,161

Property tax

$277

Insurance

$82

HOA

$95

Buy estimate: 20% down, 30-yr fixed at 6.5% APR · taxes, insurance & HOA included

Property tax trajectory

Effective rate and estimated annual bill on median home

2023

1.33%

$3,047/yr

2024

1.37%

$3,138/yr

2025

1.41%

$3,232/yr

2026

1.45%

$3,329/yr

Buying in Baltimore? See current mortgage rates in minutes.

Disaster & Insurance Risk

Flood zone exposure and average insurance premium impacts

Flood zone

Zone X — minimal flood risk

moderate exposure

Wildfire hazard index

38 (100 = avg)

low exposure

Est. annual homeowners insurance

$984/yr

moderate exposure
Wind hazard index52 (100 = avg)
Tornado index—
Earthquake index—
Insurance trendTypical near-term temperature around 64°F

Flood and wind exposure can materially affect premiums — verify FEMA maps and carrier quotes before closing. Estimated annual homeowners insurance: $984.

Custom Commute Calculator

Work address, MPG, and toll footprint estimates

Work commute & expense calculator

Monthly gas and toll footprint from Baltimore to your workplace

One-way drive

~24 min

At ~30 mph average

Monthly fuel

$66

18.9 gal · 22 days

Monthly tolls

$0

Round-trip toll estimate

Monthly total

$66

Gas + tolls · 48 min/day

Annual footprint

$792

Commute-only estimate

✓ Data sourced from U.S. Census Bureau, HUD, FBI & Open-Meteo